HDFC Bank Harley-Davidson Diners Club Credit Card
Rewards & Benefits
Welcome Benefits
Swiggy One membership for 1 year, and Times Prime membership for 1 year. Gift card worth INR 750 from Harley Davidson.
Milestone Benefits
Milestone Benefit: Complimentary Ola cabs, cult.fit Live, BookMyShow, and TataCliQ vouchers on spends of over Rs 80,000 every month
Cashback Rate
Users will get 4 reward points for spending INR 150 on retail spending. Value of 1 reward point = Upto Rs. 0.20. General cashback rate 0.53%.
20 reward points on spending INR 150 on Zomatao and Swiggy. Value of 1 RP = Rs. 0.20 Swiggy/Zomato cashback rate: 2.67%.
On Flights and hotel bookings via Smartbuy. Value of 1 RP = Rs. 0.5. Cashback rate: 1.33%.
On Exclusive Privilege Dining Catalogue on select Restaurants via Smartbuy. Value of 1 RP = Rs. 0.50. Cashback rate: 1.33%.
On exclusive reward redemption catalogue for the HDFC Bank Diners Club Privilege Credit Card. Value of 1 RP = upto Rs. 0.35. Cashback rate: 0.93%.
Movie Benefits
Users will get a buy 1 get 1 movie ticket offer on all weekend shows at BookMyShow.
Dining Benefits
Other Benefits
Great travel benefits. Great value add benefits. 
Lounge Access
Fees & Charges
Joining Fee
Annual Fee
2500 + GST.
Cash Advance Fee
Cash Advance Fee:2.5% of the amount withdrawn (minimum Rs. 500).
Interest rate
3.49% per month (41.88% per annum)
Late Payment Fee
Late Payment Charges:Ranges from INR 100 to INR 1300
Foreign Currency Transactions Fee
Foreign Currency Markup: 3.5% on all foreign currency transactions.
Other Fees
Joining/Renewal Membership Fee:Rs. 2500 + Taxes (annually) | Reward Redemption Fee: INR 99
Cons
Low general cashback rate.
High eligibility threshold.
Reward System: Users will get 4 reward points for spending INR 150 on retail spending. Value of 1 reward point = Upto Rs. 0.20. General cashback rate 0.53%. 20 reward points on spending INR 150 on Zomatao and Swiggy. Value of 1 RP = Rs. 0.20 Swiggy/Zomato cashback rate: 2.67%. On Flights and hotel bookings via Smartbuy. Value of 1 RP = Rs. 0.5. Cashback rate: 1.33%. On Exclusive Privilege Dining Catalogue on select Restaurants via Smartbuy. Value of 1 RP = Rs. 0.50. Cashback rate: 1.33%. On exclusive reward redemption catalogue for the HDFC Bank Diners Club Privilege Credit Card. Value of 1 RP = upto Rs. 0.35. Cashback rate: 0.93%.
Welcome Benefit: Swiggy One membership for 1 year, Times Prime membership for 1 year. Gift card worth INR 750 from Harley Davidson.
Milestone Benefit: Complimentary Ola cabs, cult.fit Live, BookMyShow, and TataCliQ vouchers on spends of over INR 80,000 every month
2 free lounge visits every quarter anywhere in the world.
Users will get a buy 1 get 1 movie ticket offer on all weekend shows at BookMyShow.
users will get up to 20% off on partner restaurants via the Good Food Trail program.
Rewards & Benifits
Welcome Benefits
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Rewards System
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International Forex Markup
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Welcome Benefits and Reward System
Special Features
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Eligibility Criteria
The applicant must be an Indian citizen.
The applicant must be between 21 and 60 years of age if salaried, and between 21 and 65 years of age if self-employed.
The applicant must have a good credit history and no payment defaults.
The applicant must have a regular source of income.
The minimum income requirement for salaried individuals is INR 70,000 Lakh per month.
The minimum income requirement for self-employed individuals is ITR > INR 8.4 Lakhs per annum.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
Eligibility: Check if you meet the eligibility criteria, which typically include a minimum income and age requirement (details on HDFC website).
Apply online: Visit the HDFC Bank website or app and fill out the online application form.
Documents: Submit the required documents like PAN card, address proof, and income proof.
Verification: HDFC will verify the documents and creditworthiness of the user
Approval: Upon approval, user will receive the credit card within 7-10 working days.
Contact Details
1800 202 6161
Account Opening and Procedure
Recommended Credit Cards
Pros:-
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Cons:-
Reward System: Users will get 4 reward points for spending INR 150 on retail spending. Value of 1 reward point = Upto Rs. 0.20. General cashback rate 0.53%. 20 reward points on spending INR 150 on Zomatao and Swiggy. Value of 1 RP = Rs. 0.20 Swiggy/Zomato cashback rate: 2.67%. On Flights and hotel bookings via Smartbuy. Value of 1 RP = Rs. 0.5. Cashback rate: 1.33%. On Exclusive Privilege Dining Catalogue on select Restaurants via Smartbuy. Value of 1 RP = Rs. 0.50. Cashback rate: 1.33%. On exclusive reward redemption catalogue for the HDFC Bank Diners Club Privilege Credit Card. Value of 1 RP = upto Rs. 0.35. Cashback rate: 0.93%.
Welcome Benefit: Swiggy One membership for 1 year, Times Prime membership for 1 year. Gift card worth INR 750 from Harley Davidson.
Milestone Benefit: Complimentary Ola cabs, cult.fit Live, BookMyShow, and TataCliQ vouchers on spends of over INR 80,000 every month
2 free lounge visits every quarter anywhere in the world.
Users will get a buy 1 get 1 movie ticket offer on all weekend shows at BookMyShow.
users will get up to 20% off on partner restaurants via the Good Food Trail program.
Low general cashback rate.
High eligibility threshold.
Decent credit card, however, general cashback rate is low. USP of the card is the cashback it offers on Zomato and Swiggy.
Decent credit card, however, general cashback rate is low. USP of the card is the cashback it offers on Zomato and Swiggy.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review
Fees & Charges
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Fuel Surcharge
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Billing Cycle
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