HDFC Pixel Play Credit Card
MyRupaya Ratings
Product Details
Credit Card Name :
HDFC Pixel Play Credit Card
Bank Name :
HDFC Bank
Type :
Rewards Credit Card
Interest Rate :
3.6% per month (i.e., 43.2% per annum)
Eligibility :
You must be an Indian citizen.
You must be 21-60 years of age.
Your net monthly income must be greater than INR 25,000 if you are salaried, and your ITR must be greater than Rs. 6 lakhs per annum if you are self-employed.
Pros
Reward System: Cardholders will get 5% cashback on any two packs of their choice.
- Dining & Entertainment category – BookMyShow & Zomato.
- Travel category – MakeMyTrip & Uber.
- Grocery category – Blinkit & Reliance Smart Bazaar.
- Electronics category – Croma & Reliance Digital.
- Fashion category – Nykaa & Myntra.
3% cashback on any one E-commerce merchant of your choice
- Amazon or Flipkart or PayZapp1% unlimited cashback across all other spends.
Get up to 25% off on dining through Swiggy Dineout.
Annual fee reversal on spend of INR 50,000 in any year.
Cons
No welcome benefits.
No free movie tickets.
No free airport lounge benefits.
Pros & Cons
Welcome Benefits
None.
Rewards System
Reward System: Cardholder will get 5% cashback on any two packs of your choice
- Dining & Entertainment Category – BookMyShow & Zomato
- Travel Category – MakeMyTrip & Uber
- Grocery Category – Blinkit & Reliance Smart Bazaar
- Electronics Category – Croma & Reliance Digital
- Fashion Category – Nykaa & Myntra
3% cashback any one E-commerce merchant of your choice
- Amazon or Flipkart or PayZapp
1% unlimited cashback across all other spends.
International Forex Markup
3.5%.
Welcome Benefits and Reward System
Special Features
Reward System: Cardholder will get 5% cashback on any two packs of your choice
- Dining & Entertainment Category – BookMyShow & Zomato
- Travel Category – MakeMyTrip & Uber
- Grocery Category – Blinkit & Reliance Smart Bazaar
- Electronics Category – Croma & Reliance Digital
- Fashion Category – Nykaa & Myntra
3% cashback any one E-commerce merchant of your choice
- Amazon or Flipkart or PayZapp
1% unlimited cashback across all other spends.
Eligibility Criteria
You must be an Indian citizen.
You must be 21-60 years of age.
Your net monthly income must be greater than INR 25,000 if you are salaried, and your ITR must be greater than Rs. 6 lakhs per annum if you are self-employed.
Benefits
Cashback credit card.
Instant digital credit card.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
Eligibility: Check if you meet the eligibility criteria, which typically include a minimum income and age requirement.
Apply online: Visit the HDFC Bank website or app and fill out the online application form.
Documents: Submit the required documents like PAN card, address proof, and income proof.
Verification: HDFC will verify your documents and creditworthiness.
Approval: Upon approval, you will receive your credit card within 7-10 working days.
Contact Details
1800 1600
Account Opening and Procedure
Recommended Credit Cards
Pros:-
Change the text to include your own content. Adjust the font, size or scale to customize the style.
Cons:-
Reward System: Cardholders will get 5% cashback on any two packs of their choice.
- Dining & Entertainment category – BookMyShow & Zomato.
- Travel category – MakeMyTrip & Uber.
- Grocery category – Blinkit & Reliance Smart Bazaar.
- Electronics category – Croma & Reliance Digital.
- Fashion category – Nykaa & Myntra.
3% cashback on any one E-commerce merchant of your choice
- Amazon or Flipkart or PayZapp1% unlimited cashback across all other spends.
Get up to 25% off on dining through Swiggy Dineout.
Annual fee reversal on spend of INR 50,000 in any year.
No welcome benefits.
No free movie tickets.
No free airport lounge benefits.
HDFC Pixel Play's USP is its 5% cashback and that too on 2 categories selected by you. Apart from the cashback the card has limited value add benefits. No free lounge benefits is a major con.
HDFC Pixel Play Credit Card
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review
Fees & Charges
Joining Fee/Renewal Membership Fee – INR 500 /- + Applicable Charges
Cash Advance Charges: A transaction fee of 2.5% or ₹500 whichever is higher
Late Payment Charges: Ranges from INR 100 to INR 1300.
Interest Rate: 3.6% per month (i.e., 43.2% per annum)
Foreign Currency Mark-up Fees: 3.5%
Reward Redemption Fee: INR 99
Fuel Surcharge
1%, waived on transactions between INR 400 and INR 4,000. Max cashback INR 250.
Billing Cycle
30 days.