ICICI Bank Times Black Credit Card
Rewards & Benefits
Welcome Benefits
Users will get a luxury stay gift card from EaseMyTrip worth ₹10,000, travel visa benefits with Atlys and OneVasco worth ₹10,000, exclusive access to The Quorum Club, lifestyle gift cards from Toni&Guy and Interflora worth ₹4,000 and annual membership of Zomato Gold.
Milestone Benefits
Milestone Benefit: Users will receive several milestone benefits on achieving milestone spending, such as Klook’s international experiences and activities worth ₹10,000, Luxury airport transfers via BLADE India/Avis/Indian Travel House worth ₹10,000, a Tata CLiQ Luxury gift card worth ₹10,000, a one-night luxury stay from Ayatana Resorts worth ₹20,000, and an annual fee waiver on spending ₹Rs 25 Lakhs.
Cashback Rate
Users can earn 2.5% reward points on international spending and 2% reward points on domestic spending.
The value of 1 reward point is up to ₹1.
If redemption is made against the statement balance, the value of 1 reward point is 0.4% which means the cashback rate is 0.40%.
Movie Benefits
Dining Benefits
Other Benefits
Users will get Lifestyle management services from CribLife with 6 exclusive offerings.; Users will receive comprehensive insurance coverage.
Lounge Access
Fees & Charges
Joining Fee
Joining and Annual Fee: Rs 20,000/year | Annual Fee Waiver: Rs 25 Lakhs spent on the yearly plan.
Annual Fee
Joining and Annual Fee: Rs 20,000/year | Annual Fee Waiver: Rs 25 Lakhs spent on the yearly plan.
Cash Advance Fee
3.40% per month.
Interest rate
3.40% per month, 40.80% per year.
Late Payment Fee
Ranges from INR 0 to INR 1200.�
Foreign Currency Transactions Fee
Foreign Currency Mark-up fees: 1.4%on international transactions
Other Fees
Cash advance: 3.40% per month (40.80% per year) on the transaction amount from the date of the transaction.
Cons
High annual fees.
Welcome benefits: Users will get a luxury stay gift card from EaseMyTrip worth ₹10,000, travel visa benefits with Atlys and OneVasco worth ₹10,000, exclusive access to The Quorum Club, lifestyle gift cards from Toni&Guy and Interflora worth ₹4,000 and annual membership of Zomato Gold.
Reward System: Users can earn 2.5% reward points on international spending and 2% reward points on domestic spending. The value of 1 reward point is up to ₹1. So, the international cashback rate is 2.5% and the domestic cashback rate is 2%. If redemption is made against the statement balance, the value of 1 reward point is 0.4% which means the cashback rate is 0.40%.
Milestone Benefit: Users will receive several milestone benefits on achieving milestone spending, such as Klook’s international experiences and activities worth ₹10,000, Luxury airport transfers via BLADE India/Avis/Indian Travel House worth ₹10,000, a Tata CLiQ Luxury gift card worth ₹10,000, a one-night luxury stay from Ayatana Resorts worth ₹20,000, and an annual fee waiver on spending ₹25 lakh.
Users will get Lifestyle management services from CribLife with 6 exclusive offerings.
Users will get unlimited complimentary international and domestic airport lounge access.
Users will receive comprehensive insurance coverage.
Rewards & Benifits
Welcome Benefits
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Rewards System
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International Forex Markup
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Welcome Benefits and Reward System
Special Features
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Eligibility Criteria
You must be at least 21 years old.
You must have a minimum monthly income of Rs. 3,00,000.
You must have filed annual income tax returns of Rs. 30,00,000 or above.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
Online:Visit the official Times Black website or ICICI Bank website.
Look for the "Apply Now" or "Apply Online" button for the Times Black Credit Card.
Fill out the online application form with your personal and financial details.
Submit the application.
In-Branch:Visit your nearest ICICI Bank branch.
Request an application form for the Times Black Credit Card.
Fill out the form with the assistance of a bank representative.
Submit the completed form at the branch.
Contact Details
1.80E+11
Account Opening and Procedure
Recommended Credit Cards
Pros:-
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Cons:-
Welcome benefits: Users will get a luxury stay gift card from EaseMyTrip worth ₹10,000, travel visa benefits with Atlys and OneVasco worth ₹10,000, exclusive access to The Quorum Club, lifestyle gift cards from Toni&Guy and Interflora worth ₹4,000 and annual membership of Zomato Gold.
Reward System: Users can earn 2.5% reward points on international spending and 2% reward points on domestic spending. The value of 1 reward point is up to ₹1. So, the international cashback rate is 2.5% and the domestic cashback rate is 2%. If redemption is made against the statement balance, the value of 1 reward point is 0.4% which means the cashback rate is 0.40%.
Milestone Benefit: Users will receive several milestone benefits on achieving milestone spending, such as Klook’s international experiences and activities worth ₹10,000, Luxury airport transfers via BLADE India/Avis/Indian Travel House worth ₹10,000, a Tata CLiQ Luxury gift card worth ₹10,000, a one-night luxury stay from Ayatana Resorts worth ₹20,000, and an annual fee waiver on spending ₹25 lakh.
Users will get Lifestyle management services from CribLife with 6 exclusive offerings.
Users will get unlimited complimentary international and domestic airport lounge access.
Users will receive comprehensive insurance coverage.
High annual fees.
The card offers comes loaded with benefits. It offers welcome benefits worth more than INR 30,000. The card provided a general cashback rate of 2%. The card offers milestone benefits worth more than INR 50,000. Overall the card is a good premium credit card.
The card offers comes loaded with benefits. It offers welcome benefits worth more than INR 30,000. The card provided a general cashback rate of 2%. The card offers milestone benefits worth more than INR 50,000. Overall the card is a good premium credit card.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review
Fees & Charges
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Fuel Surcharge
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Billing Cycle
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