IndusInd ePay Amex Credit Card
Rewards & Benefits
Welcome Benefits
3-month Zomato Gold membership.
Milestone Benefits
Milestone Benefit: If the user spends Rs Rs 2 Lakhs in a year then he will get Times Prime Membership.
Cashback Rate
Value of 1 reward point = INR 0.35.
Users will get 4 reward points on the first 4 transactions each month, with an effective cashback rate of 1.4%.
Users will get 8 reward points for 5th to 8th transaction in each statement cycle with an effective cashback rate: of 2.8%.
10 reward points on every transaction beyond 10th transaction with cashback rate of 3.5%.
Movie Benefits
Dining Benefits
Other Benefits
Lounge Access
Fees & Charges
Joining Fee
NIL
Annual Fee
NIl.
Cash Advance Fee
Interest rate
3.95% per month and 47.40% per annum.
Late Payment Fee
Late Payment Fee:Between INR 100 and INR 1300 depending on the amount unpaid.
Foreign Currency Transactions Fee
Foreign Currency Markup Fee: 3.5%
Other Fees
Add-on card fee:NIL.
Cons
Low cashback rate.
Limited non-travel benefits.
Welcome Benefits: Users will get a 3-month Zomato gold membership.
Reward System: Value of 1 reward point = INR 0.35. Users will get 4 reward points on the first 4 transactions each month, with an effective cashback rate of 1.4%, users will get 8 reward points for 5th to 8th transaction in each statement cycle with an effective cashback rate: of 2.8% and 10 reward points on every transaction beyond 10th transaction with cashback rate of 3.5%. The minimum transaction value has to be INR 500. Reward points can also be redeemed against air miles, 3 reward points = 1 air mile.
Users will get double points on 12th month of every anniversary year. If the card was active in the 1st 11 months of the year.
Milestone Benefit: If the user spends INR 2 lakh in a year then he will get Times Prime Membership.
Users can get 5% cashback every year on timely payment of the total due amount within seven days of statement generation.
Rewards & Benifits
Welcome Benefits
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Rewards System
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International Forex Markup
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Welcome Benefits and Reward System
Special Features
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Eligibility Criteria
This card is available through invitation.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
Visit the IndusInd Bank Website
Click "Apply Online"
Enter Personal Details, Employment Information
Upload Documents
Accept Terms and Conditions
Application Review and Approval
Contact Details
1860 267 7777
Account Opening and Procedure
Recommended Credit Cards
Pros:-
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Cons:-
Welcome Benefits: Users will get a 3-month Zomato gold membership.
Reward System: Value of 1 reward point = INR 0.35. Users will get 4 reward points on the first 4 transactions each month, with an effective cashback rate of 1.4%, users will get 8 reward points for 5th to 8th transaction in each statement cycle with an effective cashback rate: of 2.8% and 10 reward points on every transaction beyond 10th transaction with cashback rate of 3.5%. The minimum transaction value has to be INR 500. Reward points can also be redeemed against air miles, 3 reward points = 1 air mile.
Users will get double points on 12th month of every anniversary year. If the card was active in the 1st 11 months of the year.
Milestone Benefit: If the user spends INR 2 lakh in a year then he will get Times Prime Membership.
Users can get 5% cashback every year on timely payment of the total due amount within seven days of statement generation.
Low cashback rate.
Limited non-travel benefits.
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Application Procedure
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review
Fees & Charges
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Fuel Surcharge
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Billing Cycle
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