IndusInd Indulge Credit Card
Rewards & Benefits
Welcome Benefits
None.
Milestone Benefits
Cashback Rate
Users will get 1.5 reward points for every INR 100 spent.
Value of 1 reward point = INR 1. Cashback percentage: 1.5%.
Users can also exchange 1 reward point for 1 air mile.
Movie Benefits
Buy 1 movie ticket and get the other one free on BookMyShow, up to 3 times a month, with tickets capped at Rs 700. Rs 50 off on ordering F&B through BookMyShow.; Users can get 20% off on BookMyShow on events and theatre bookings twice a year.
Dining Benefits
Other Benefits
Travel benefits: Travel insurance, air miles, or hotel discounts.; Unlimited golf games and golf lessons.; Low forex markup @ 1.8%.; Low interest rate of 1.79% per month.; Zero fuel surcharge.; Priority customer care.; 24x7 concierge services.; Rs 25 air accident insurance cover for free.
Lounge Access
Fees & Charges
Joining Fee
INR 2,00,000
Annual Fee
INR 10,000
Cash Advance Fee
Cash Advance Fee:Waived.
Interest rate
Interest Rate: 1.79% per month and 21.48% per annum.
Late Payment Fee
Late Payment Fee:Between INR 100 and INR 1300 depending on the amount unpaid.
Foreign Currency Transactions Fee
Foreign Currency Markup Fee:1.8% + GST
Other Fees
Fuel Surcharge: 0%
Cons
High joining fee.
Low cashback rate.
Reward System: Users will get 1.5 reward points for every INR 100 spent. Value of 1 reward point = INR 1. Cashback percentage: 1.5%. Users can also exchange 1 reward point for 1 air mile.
Travel benefits: Travel insurance, air miles, or hotel discounts.
Unlimited golf games and golf lessons.
Buy 1 movie ticket and get the other one free on BookMyShow, up to 3 times a month, with tickets capped at INR 700. INR 50 off on ordering F&B through BookMyShow.
Users can get 20% off on BookMyShow on events and theatre bookings twice a year.
Free Priority Pass membership.
Unlimited international lounge visits.
Low forex markup @ 1.8%.
Low interest rate of 1.79% per month.
Dining Discount: Rs. 3,000 off the total bill amount twice a year in 100+ exclusive restaurants.
Zero fuel surcharge.
Free 6 domestic lounge visits per quarter.
Priority customer care.
24x7 concierge services.
INR 25 air accident insurance cover for free.
Rewards & Benifits
Welcome Benefits
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Rewards System
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International Forex Markup
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Welcome Benefits and Reward System
Special Features
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Eligibility Criteria
Age: Above 21 years
Citizenship: Indian
Income Criteria:
For salaried individuals: ₹ 36 lakh per annum.
For self-employed: ₹ 42 lakh per annum.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
This card is available through invitation.You can apply for Pinnacle Credit Card through online via IndusInd Bank website:
Here's the process:
Visit the IndusInd Bank website
Find the Indulge Card page.
Click on "Apply Now".
Fill out the application form with all of your details.
You can digitally sign the application and complete your V-KYC for faster processing.
Contact Details
1860 267 7777
Account Opening and Procedure
Recommended Credit Cards
Pros:-
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Cons:-
Reward System: Users will get 1.5 reward points for every INR 100 spent. Value of 1 reward point = INR 1. Cashback percentage: 1.5%. Users can also exchange 1 reward point for 1 air mile.
Travel benefits: Travel insurance, air miles, or hotel discounts.
Unlimited golf games and golf lessons.
Buy 1 movie ticket and get the other one free on BookMyShow, up to 3 times a month, with tickets capped at INR 700. INR 50 off on ordering F&B through BookMyShow.
Users can get 20% off on BookMyShow on events and theatre bookings twice a year.
Free Priority Pass membership.
Unlimited international lounge visits.
Low forex markup @ 1.8%.
Low interest rate of 1.79% per month.
Dining Discount: Rs. 3,000 off the total bill amount twice a year in 100+ exclusive restaurants.
Zero fuel surcharge.
Free 6 domestic lounge visits per quarter.
Priority customer care.
24x7 concierge services.
INR 25 air accident insurance cover for free.
High joining fee.
Low cashback rate.
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Application Procedure
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review
Fees & Charges
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Fuel Surcharge
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Billing Cycle
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