InterMiles HDFC Bank Platinum Credit Card
Rewards & Benefits
Welcome Benefits
Customers can avail up to 3,000 Bonus InterMiles 1,500 InterMiles upon spending Rs. 3,000 with in first 30 days of card set up 1,500 InterMiles on total retail spends of Rs.50,000 and above, within first 90 days
Milestone Benefits
Cashback Rate
Users will earn 4 InterMiles on every Rs. 150 spent on retail spends.
8 InterMiles on every Rs 150 spent on every flight ticket booked on https://flights.intermiles.com.
8 InterMiles on every Rs. 150 spent on every Hotel https://interbook.intermiles.com/.
The value of 1 InterMile point for flights is Rs. 1. So the effective cashback rate is 5.33%.
The value of reward points will vary from 0.6 to 0.8 for Hotels, Shopping, and Gift cards.
Movie Benefits
Dining Benefits
Other Benefits
Users will get 8 complimentary visits per year (2 per quarter).; Fuel Surcharge waiver is available.; Zero liability on lost card.
Lounge Access
Fees & Charges
Joining Fee
INR 1000
Annual Fee
INR 1000
Cash Advance Fee
Cash advance fee: 2.5% or ₹ 500 whichever is higher.
Interest rate
3.60% p.m. 43.20% p.a.
Late Payment Fee
Foreign Currency Transactions Fee
Foreign Currency Transactions Fees: 3.5%.
Other Fees
Joining/ Renewal Membership Fee – Rs. 1,000/- + Applicable Taxes | Reward Redemption Fees: Rs. 99/-
Cons
Lower InterMiles earning rate on domestic transactions.
Not ideal for non-travelers.
Reward redemption complexity.
Welcome Benefits: Customers can avail up to 3,000 Bonus InterMiles 1,500 InterMiles upon spending Rs. 3,000 with in first 30 days of card set up 1,500 InterMiles on total retail spends of Rs.50,000 and above, within first 90 days.
Reward System: Users will earn 4 InterMiles on every Rs. 150 spent on retail spending. 8 InterMiles on every Rs 150 spent on every flight ticket booked on https://flights.intermiles.com. 8 InterMiles on every Rs. 150 spent on every Hotel https://interbook.intermiles.com/. The value of 1 InterMile point for flights is Rs. 1. So the effective cashback rate is 2.66%. The value of reward points will vary from 0.6 to 0.8 for Hotels, Shopping, and Gift cards.
Customers can also avail 5% discount on Etihad Airways Economy class tickets.
Users will get 8 complimentary visits per year (2 per quarter).
Fuel Surcharge waiver is available.
Zero liability on lost card.
Users can save up to 20% on dining bills.
Rewards & Benifits
Welcome Benefits
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Rewards System
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International Forex Markup
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Welcome Benefits and Reward System
Special Features
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Eligibility Criteria
For Salaried Indian national
Age: Min 21 years & Max 60 Years,
Net Monthly Income> Rs 30,000
For Self Employed Indian national
Age: Min 21 years & Max 65 Years
Income: ITR > Rs 6 Lakhs per annum
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
Go to the HDFC Bank website. Click on the "Credit Cards" tab.
Click on the "Apply for a Credit Card" button.
Select the "InterMiles HDFC Bank Platinum Credit Card" from the list of cards.
Enter your personal information, such as your name, address, and income.
Enter your PAN number and credit score.
Click on the "Submit" button.
A HDFC Bank representative will contact you to verify your details and complete the application process.
Contact Details
1800 202 6161 or 1860 267 6161,
send an SMS to 730 8080 808, or
even use WhatsApp to send a message to 707 0022 222.
Account Opening and Procedure
Recommended Credit Cards
Pros:-
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Cons:-
Welcome Benefits: Customers can avail up to 3,000 Bonus InterMiles 1,500 InterMiles upon spending Rs. 3,000 with in first 30 days of card set up 1,500 InterMiles on total retail spends of Rs.50,000 and above, within first 90 days.
Reward System: Users will earn 4 InterMiles on every Rs. 150 spent on retail spending. 8 InterMiles on every Rs 150 spent on every flight ticket booked on https://flights.intermiles.com. 8 InterMiles on every Rs. 150 spent on every Hotel https://interbook.intermiles.com/. The value of 1 InterMile point for flights is Rs. 1. So the effective cashback rate is 2.66%. The value of reward points will vary from 0.6 to 0.8 for Hotels, Shopping, and Gift cards.
Customers can also avail 5% discount on Etihad Airways Economy class tickets.
Users will get 8 complimentary visits per year (2 per quarter).
Fuel Surcharge waiver is available.
Zero liability on lost card.
Users can save up to 20% on dining bills.
Lower InterMiles earning rate on domestic transactions.
Not ideal for non-travelers.
Reward redemption complexity.
The InterMiles HDFC Bank Credit Card has several benefits and really exciting offers. This card will be really beneficial for the travelers as it provides complimentary lounge access, and exciting offers on hotel and flight bookings as well. Due to the offers such as InterMiles on retail transactions, dining offers, and other advantages, it can be considered a good choice. Not only this, but it provides decent welcome and renewal benefits as well. Along with this it is also affordable and is a good option for travel enthusiasts.
The InterMiles HDFC Bank Credit Card has several benefits and really exciting offers. This card will be really beneficial for the travelers as it provides complimentary lounge access, and exciting offers on hotel and flight bookings as well. Due to the offers such as InterMiles on retail transactions, dining offers, and other advantages, it can be considered a good choice. Not only this, but it provides decent welcome and renewal benefits as well. Along with this it is also affordable and is a good option for travel enthusiasts.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review
Fees & Charges
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Fuel Surcharge
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Billing Cycle
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