Kotak IndiGo 6E Rewards XL Credit Card
MyRupaya Ratings
Product Details
Credit Card Name :
Kotak IndiGo 6E Rewards XL Credit Card
Bank Name :
Kotak Mahindra Bank
Type :
Travel Credit Card
Interest Rate :
3.50%, 42% annually.
Eligibility :
Primary Credit Card holder should be in the age bracket of 21 years to 65 years.
Add-on Card holder should be 18 years and above.
Should be a resident of India.
Pros
Welcome Benefit: Customers get a welcome flight ticket worth Rs. 3,000.
Rewards System: Users will get 6 6E rewards for every INR 100 spent on IndiGo, 3 6E rewards for every INR 100 spent on merchant spending (Dining, Grocery & Entertainment), and 2 6E rewards for every INR 100 spent on other categories. 1 6E = INR 1. Effective cashback rate: 6% (IndiGo spends), 3% (Dining, Grocery & Entertainment), 2% (other spends).
Other Benefits: Customers can enjoy 6E Prime add-ons worth Rs. 1099 in which they can get priority check-in, choice of seat, complimentary meal and assistance.
Customers also get 8 lounge access per year with 2 every quarter.
Cons
Limited rewards
No fuel surcharger waiver available.
Pros & Cons
Welcome Benefits
Customers get a welcome flight ticket worth Rs. 3,000.
Rewards System
Rewards system: 6 6E rewards for every INR 100 spent on IndiGo spending, 3 6E rewards for every INR 100 spent on merchant spending (Dining, Grocery & Entertainment), and 2 6E rewards for every INR 100 spent on other categories.
1 6E = INR 1
Effective cashback rate: 6% (IndiGo spends), 3% (Dining, Grocery & Entertainment), 2% (other spends).
International Forex Markup
3.5%
Welcome Benefits and Reward System
Special Features
8 lounge access per year with 2 every quarter.
Eligibility Criteria
Primary Credit Card holder should be in the age bracket of 21 years to 65 years.
Add-on Card holder should be 18 years and above.
Should be a resident of India.
Benefits
Complimentary ticket as a welcome benefit.
Complimentary lounge access.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
Visit the Kotak Mahindra Bank website (https://www.kotak.com/en/help-center/credit-card.html)
Go to the credit card section and find the Kotak IndiGo 6E Rewards XL Credit Card page.
Click on "Apply Now".
Fill out the online application form with your personal details, employment information, and income details.
Upload any necessary documents (proof of identity, income proof, etc.) as required.
Submit the application form.
Contact Details
'+91 0124-6173838
Account Opening and Procedure
Recommended Credit Cards
Pros:-
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Cons:-
Welcome Benefit: Customers get a welcome flight ticket worth Rs. 3,000.
Rewards System: Users will get 6 6E rewards for every INR 100 spent on IndiGo, 3 6E rewards for every INR 100 spent on merchant spending (Dining, Grocery & Entertainment), and 2 6E rewards for every INR 100 spent on other categories. 1 6E = INR 1. Effective cashback rate: 6% (IndiGo spends), 3% (Dining, Grocery & Entertainment), 2% (other spends).
Other Benefits: Customers can enjoy 6E Prime add-ons worth Rs. 1099 in which they can get priority check-in, choice of seat, complimentary meal and assistance.
Customers also get 8 lounge access per year with 2 every quarter.
Limited rewards
No fuel surcharger waiver available.
Application Procedure
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Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review
Fees & Charges
Joining and Annual Fees: INR 2500 (1500 as an introductory fee).
Interest Rates: 3.50% (Annualized 42%).
Cash Advance Charges: INR 300
Late Payment Charges: Ranges from INR 100 to INR 700.
Foreign Currency Mark Up: 3.5%
Fuel Surcharge
1%
Billing Cycle
30 Days