MakeMyTrip ICICI Bank Credit Card
MyRupaya Ratings
Product Details
Credit Card Name :
MakeMyTrip ICICI Bank Credit Card
Bank Name :
ICICI Bank
Type :
Travel Credit Card
Interest Rate :
3.40%p.m. 40.80%p.a.
Eligibility :
Minimum Age: You'll likely need to be at least 18 years old.
Income: The minimum income requirement has not been specified on the ICICI website.
Credit Score: The minimum CIBIL score requirement has not been specified on the ICICI website.
Pros
Welcome Benefit: Cardholders will get a complimentary MMTBlack membership for one year. They will also get MakeMyTrip voucher of INR 1,000, which is valid for one year, on payment of joining fees.
Reward System: Cardholders will get 6% myCash on hotel bookings, over and above the discounts on MakeMyTrip. Value of 1 myCash point is INR 1. Hotel cashback rate: 6%. 3% cashback on flight, bus and cab bookings, over and above the discounts on MakeMyTrip. 1% cashback on all other retail spends.
Milestone Benefit: MakeMyTrip Hotel voucher of INR 1000 valid for three months, on payment of annual fees.
Travel Benefits: Cardholders get 8 domestic lounge access and 1 international lounge visit free per year.
Movie Benefits: Cardholders will get up to INR 150 OFF on their second ticket purchase on BookMyShow and INOX twice a month.
Other Benefits: Annual fee waiver on spends of INR 3,00,000 in an anniversary year. Forex markup at a reduced rate of 0.99% on international transactions.
Cons
Low general cashback rate.
Limited number of non-travel perks.
Pros & Cons
Welcome Benefits
Welcome Benefit: Cardholders will get a complimentary MMTBlack membership for one year. They will also get MakeMyTrip voucher of INR 1,000, which is valid for one year, on payment of joining fees.
Rewards System
Reward System: Cardholders will get 6% myCash on hotel bookings, over and above the discounts on MakeMyTrip. Value of 1 myCash point is INR 1. Hotel cashback rate: 6%. 3% cashback on flight, bus and cab bookings, over and above the discounts on MakeMyTrip. 1% cashback on all other retail spends.
International Forex Markup
0.99%.
Welcome Benefits and Reward System
Special Features
Reward System: Cardholders will get 6% myCash on hotel bookings, over and above the discounts on MakeMyTrip. Value of 1 myCash point is INR 1. Hotel cashback rate: 6%. 3% cashback on flight, bus and cab bookings, over and above the discounts on MakeMyTrip. 1% cashback on all other retail spends.
Eligibility Criteria
Minimum Age: You'll likely need to be at least 18 years old.
Income: The minimum income requirement has not been specified on the ICICI website.
Credit Score: The minimum CIBIL score requirement has not been specified on the ICICI website.
Benefits
Cashback benefits.
Movie benefits.
Lounge benefits.
Milestone benefits
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
Visit the ICICI Bank website (https://www.icicibank.com/) and navigate to the credit card section.
Look for the MakeMyTrip ICICI Bank Credit Card section or a "New Credit Card" application option.
While filling out the application, you might have the option to choose the Adani One Platinum Credit Card if it's available online.
Contact Details
18001080
Account Opening and Procedure
Recommended Credit Cards
Pros:-
Change the text to include your own content. Adjust the font, size or scale to customize the style.
Cons:-
Welcome Benefit: Cardholders will get a complimentary MMTBlack membership for one year. They will also get MakeMyTrip voucher of INR 1,000, which is valid for one year, on payment of joining fees.
Reward System: Cardholders will get 6% myCash on hotel bookings, over and above the discounts on MakeMyTrip. Value of 1 myCash point is INR 1. Hotel cashback rate: 6%. 3% cashback on flight, bus and cab bookings, over and above the discounts on MakeMyTrip. 1% cashback on all other retail spends.
Milestone Benefit: MakeMyTrip Hotel voucher of INR 1000 valid for three months, on payment of annual fees.
Travel Benefits: Cardholders get 8 domestic lounge access and 1 international lounge visit free per year.
Movie Benefits: Cardholders will get up to INR 150 OFF on their second ticket purchase on BookMyShow and INOX twice a month.
Other Benefits: Annual fee waiver on spends of INR 3,00,000 in an anniversary year. Forex markup at a reduced rate of 0.99% on international transactions.
Low general cashback rate.
Limited number of non-travel perks.
MakeMyTrip ICICI Bank Credit Card is a decent travel credit card. It gives your low forex charges, lounge benefits, and free membership to MMTBlack. It completely justified its fees.
MakeMyTrip ICICI Bank Credit Card
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review
Fees & Charges
Joining Fees: INR 999 + Taxes
Annual Fees (2nd year onwards): INR 999 + Taxes.
Interest Rates: 3.40%p.m. 40.80%p.a.
Cash Advance Charges: 2.5% on advanced amount, subject to a minimum of ₹300.
Late Payment Charges: Ranges from INR 0 to INR 1200.
Foreign Currency Mark-up Fees: 0.99%.
Fuel Surcharge
Users can avail 1% fuel surcharge waiver on all fuel transactions of up to Rs 4,000 at any fuel outlet.
Billing Cycle
30 Days