MakeMyTrip ICICI Bank Signature Credit Card
Rewards & Benefits
Welcome Benefits
Users will get MyCash worth INR 1,500 on joining. Complimentary MMTBlack membership. Free MMT holiday voucher worth INR 2500.
Milestone Benefits
Milestone Benefits: Spend Rs Rs 2.5 Lakhs and get MyCash worth Rs 1,100 every year. Spend Rs Rs 5 Lakhs and get MyCash worth Rs 4,000 every year.
Cashback Rate
Value of 1 MyCash= INR 1.
Users will get 0.62 MyCash on every INR 100 spent on domestic spending. Value of 1 MyCash= INR 1. Domestic cashback rate: 0.62%.
0.75 MyCash on every INR 100 spend on international spends. Value of 1 MyCash= INR 1. International cashback rate: 0.75%.
1 MyCash on every INR 100 spend on flight boking. Value of 1 MyCash= INR 1. Flight booking cashback rate: 1%.
2 MyCash on every INR 100 spend on hotel/holiday booking. Holiday/hote cashback rate: 2%.
Movie Benefits
Movie Tickets: 25% discount, maximum of up to Rs 150 on the purchase of a minimum of two tickets per transaction.
Dining Benefits
Other Benefits
Great travel benefits. Free membership of Dreamfolks and MMTBlack.
Great value add benefits.; Complimentary Dreamfolk membership.
Lounge Access
Fees & Charges
Joining Fee
INR 2,500
Annual Fee
(Second year onwards): Nil
Cash Advance Fee
Cash Withdrawal Fee: 2.5% on advanced amount , subject to minimum of INR 300.
Interest rate
Interest Rate: 3.67% per month (annual interest rate - 42%).
Late Payment Fee
Late Payment Charges: 0-1200 depending on the outstanding amount.
Foreign Currency Transactions Fee
Forex Marku: 3.5%
Other Fees
Rewards Redemption Fee: INR 99
Cons
Low cashback rate.
Lounge access is limited to once per quarterfor domestic lounges, which is low for a travel focused credit card.
Welcome Benefits: Users will get MyCash worth INR 1,500 upon joining, a complimentary MMTBlack membership and a free MMT holiday voucher worth INR 2500.
Reward System: Value of 1 MyCash= INR 1. Users will get 0.62 MyCash on every INR 100 spent on domestic spending. Value of 1 MyCash= INR 1. Domestic cashback rate: 0.62%. 0.75 MyCash on every INR 100 spend on international spends. Value of 1 MyCash= INR 1. International cashback rate: 0.75%. 1 MyCash on every INR 100 spend on flight boking. Value of 1 MyCash= INR 1. Flight booking cashback rate: 1%. 2 MyCash on every INR 100 spend on hotel/holiday booking. Holiday/hote cashback rate: 2%.
Milestone Benefits: Spend INR 2.5 Lakhs and get MyCash worth INR 1,100 every year. Spend INR 5 Lakhs and get MyCash worth INR 4,000 every year.
Complimentary Dreamfolk membership.
Users will get one free international lounge visit per year as a part of DreamFolk membership.
users will get one free domestic lounge visit once per quarter as part of DreamFolk membership.
Movie Tickets: 25% discount, maximum of up to INR 150 on the purchase of a minimum of two tickets per transaction.
1 complimentary railway lounge access in a quarter.
Rewards & Benifits
Welcome Benefits
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Rewards System
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International Forex Markup
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Welcome Benefits and Reward System
Special Features
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Eligibility Criteria
Age: You must be a minimum of 21 years old for primary cardholder (18 years old for supplementary cardholders).
Employment: You must be either self-employed or salaried.
Credit Score: You must have a good credit score. This means no recent defaults or delinquencies on loans or credit cards.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
1. Online:
Visit ICICI Bank website.
Fill out the online application form with the correct details.
Upload the required documents when prompted.
Submit the application and track its status online.
2. Bank Branch:
Visit the ICICI Bank branch nearest to you.
Meet a customer service representative and express your interest of availing the credit card.
Provide them with your KYC documents and fill out the application form.
Submit the application and inquire about further processing steps.
Contact Details
1800 1080
Account Opening and Procedure
Recommended Credit Cards
Pros:-
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Cons:-
Welcome Benefits: Users will get MyCash worth INR 1,500 upon joining, a complimentary MMTBlack membership and a free MMT holiday voucher worth INR 2500.
Reward System: Value of 1 MyCash= INR 1. Users will get 0.62 MyCash on every INR 100 spent on domestic spending. Value of 1 MyCash= INR 1. Domestic cashback rate: 0.62%. 0.75 MyCash on every INR 100 spend on international spends. Value of 1 MyCash= INR 1. International cashback rate: 0.75%. 1 MyCash on every INR 100 spend on flight boking. Value of 1 MyCash= INR 1. Flight booking cashback rate: 1%. 2 MyCash on every INR 100 spend on hotel/holiday booking. Holiday/hote cashback rate: 2%.
Milestone Benefits: Spend INR 2.5 Lakhs and get MyCash worth INR 1,100 every year. Spend INR 5 Lakhs and get MyCash worth INR 4,000 every year.
Complimentary Dreamfolk membership.
Users will get one free international lounge visit per year as a part of DreamFolk membership.
users will get one free domestic lounge visit once per quarter as part of DreamFolk membership.
Movie Tickets: 25% discount, maximum of up to INR 150 on the purchase of a minimum of two tickets per transaction.
1 complimentary railway lounge access in a quarter.
Low cashback rate.
Lounge access is limited to once per quarterfor domestic lounges, which is low for a travel focused credit card.
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Application Procedure
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review
Fees & Charges
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Fuel Surcharge
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Billing Cycle
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