Marriott Bonvoy HDFC Credit Card
Card Details
Joining Fee:
Renewal Fee:
Card Type:
Reward Type:
Welcome Benefits:
Rewards & Benefits
Welcome Benefits
On spending INR 2,000 or more in the first sixty days, the user can get 2,000 reward points.
Milestone Benefits
annual fee reversal on spending inr 1,00,000 on the card.
Cashback Rate
cashback rate: 1. cashback rate: 1. cashback rate: 0.
Lounge Access
0
Movie Benefits
8
Dining Benefits
Other Benefits
reward system: users will get 10 points for spending of every inr 150 on dining, movies, departmental stores and grocery spending. value of 1 point = inr 0. 25. effective 6%. 1 reward points on all other spend per inr 150. effective general 25%. 1 reward point of inr 100 on all other spends. effective general 16%.
Fees & Charges
Joining Fee
On spending INR 2,000 or more in the first sixty days, the user can get 2,000 reward points.
Annual Fee
annual fee reversal on spending inr 1,00,000 on the card.
Cash Advance Fee
cashback rate: 1. cashback rate: 1. cashback rate: 0.
Interest rate
0
Late Payment Fee
8
Foreign Currency Transactions Fee
Other Fees
reward system: users will get 10 points for spending of every inr 150 on dining, movies, departmental stores and grocery spending. value of 1 point = inr 0. 25. effective 6%. 1 reward points on all other spend per inr 150. effective general 25%. 1 reward point of inr 100 on all other spends. effective general 16%.
Cons
High Annual Fee: The card comes with a relatively high annual fee compared to other travel cards in the market. This fee needs to be offset by the benefits and rewards you plan to utilize to make the card worthwhile.
Limited Reward Earning Outside Travel: The card offers a lower reward rate for non-travel categories compared to some travel cards, making it less beneficial for everyday spending.
Welcome Benefit: Complimentary Marriott Bonvoy silver elite status, and 1 free night award plus 10 elite night credits on the first spend transaction.
Milestone Benefit: 1 free night award on eligible spending of INR 6 lakhs in an anniversary year, 1 free night award on eligible spending of INR 9 lakhs in an anniversary year, and 1 free night award on eligible spending of INR 15 lakhs in an anniversary year.
Rewards System: Users will earn 8 Marriott Bonvoy points per Rs. 150 spent at hotels participating in Marriott Bonvoy. Cashback rate: 4%. 4 Marriott Bonvoy points per Rs. 150 spent on travel, dining & entertainment. Cashback rate: 2%. 2 Marriott Bonvoy points per Rs. 150 spent on all other applicable purchases. Cashback rate: 1%.
1 RP= INR 0.75.
Other Benefits: Complimentary Golf access 2 per quarter across the world, 12 complimentary lounge access within India and outside India.
Rewards & Benifits
Welcome Benefits
Complimentary Marriott Bonvoy silver elite status, and 1 free night award plus 10 elite night credits on the first spend transaction.
Rewards System
Users will earn 8 Marriott Bonvoy points per Rs. 150 spent at hotels participating in Marriott Bonvoy. Cashback rate: 4%. 4 Marriott Bonvoy points per Rs. 150 spent on travel, dining & entertainment. Cashback rate: 2%. 2 Marriott Bonvoy points per Rs. 150 spent on all other applicable purchases. Cashback rate: 1%.1 RP= INR 0.75.
International Forex Markup
2.5%
Welcome Benefits and Reward System
Special Features
1 free night award and 10 elite night credits on the first spend transaction.
Eligibility Criteria
Salaried Indian National:
Age: Min 21 years & Max 60 Years.
Net Monthly Income> Rs 1,00,000.
Self-Employed Indian National:
Age: Min 21 years & Max 65 Years.
Income: ITR > Rs 15 Lakhs per annum.
Benefits
Free hotel stay.
Golf and lounge access facility.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
Visit the HDFC Bank website: https://www.hdfcbank.com/
Go to the "Credit Cards" section and select "Marriott Bonvoy Credit Card".
Click on "Apply Now".
Fill out the online application form with your personal details, income information, and employment details.
Upload the required documents (PAN card, address proof, income proof, etc.).
Submit the application and wait for a response from HDFC Bank.
Contact Details
18003093100
support@marriotthdfcbank.com.
Account Opening and Procedure
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Pros:-
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Cons:-
Welcome Benefit: Complimentary Marriott Bonvoy silver elite status, and 1 free night award plus 10 elite night credits on the first spend transaction.
Milestone Benefit: 1 free night award on eligible spending of INR 6 lakhs in an anniversary year, 1 free night award on eligible spending of INR 9 lakhs in an anniversary year, and 1 free night award on eligible spending of INR 15 lakhs in an anniversary year.
Rewards System: Users will earn 8 Marriott Bonvoy points per Rs. 150 spent at hotels participating in Marriott Bonvoy. Cashback rate: 4%. 4 Marriott Bonvoy points per Rs. 150 spent on travel, dining & entertainment. Cashback rate: 2%. 2 Marriott Bonvoy points per Rs. 150 spent on all other applicable purchases. Cashback rate: 1%.
1 RP= INR 0.75.
Other Benefits: Complimentary Golf access 2 per quarter across the world, 12 complimentary lounge access within India and outside India.
High Annual Fee: The card comes with a relatively high annual fee compared to other travel cards in the market. This fee needs to be offset by the benefits and rewards you plan to utilize to make the card worthwhile.
Limited Reward Earning Outside Travel: The card offers a lower reward rate for non-travel categories compared to some travel cards, making it less beneficial for everyday spending.
The HDFC Bank Marriott Bonvoy Credit Card shines for frequent Marriott travelers seeking rewards and benefits within the Marriott Bonvoy program. The welcome bonus, free night stay, and potential for elite status can be valuable for those who regularly stay at Marriott properties. However, for individuals who don't prioritize Marriott stays or seek broader travel flexibility, the high annual fee and limited benefits outside the Marriott Bonvoy program make this card less appealing.
Marriot Bonvoy HDFC Credit Card
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review
Fees & Charges
Joining/ Renewal Membership Fee: Rs. 3000 + taxes
Cash Advance Charges: 2.5% or ₹500 whichever is higher.
Interest Rate: 3.6% per month (i.e., 43.2% per annum).
Late Payment Fees: Ranges from INR 100 to INR 1300.
Foreign Exchange Mark-up fees: 2.55
Fuel Surcharge
N/A
Billing Cycle
30 Days