Marriott Bonvoy HDFC Credit Card
Rewards & Benefits
Welcome Benefits
Complimentary Marriott Bonvoy silver elite status, and 1 free night award plus 10 elite night credits on the first spend transaction.
Milestone Benefits
Milestone Benefit: 1 free night award on eligible spending of Rs Rs 6 Lakhs in an anniversary year, 1 free night award on eligible spending of Rs Rs 9 Lakhs in an anniversary year, and 1 free night award on eligible spending of Rs Rs 15 Lakhs in an anniversary year.
Cashback Rate
1 RP= INR 0.75.
Users will earn 8 Marriott Bonvoy points per Rs. 150 spent at hotels participating in Marriott Bonvoy. Cashback rate: 4%.
4 Marriott Bonvoy points per Rs. 150 spent on travel, dining & entertainment. Cashback rate: 2%.
2 Marriott Bonvoy points per Rs. 150 spent on all other applicable purchases. Cashback rate: 1%.
Movie Benefits
Dining Benefits
Other Benefits
Free hotel stay. 1 RP= Rs 0.75.
Lounge Access
Fees & Charges
Joining Fee
INR 3000 plus taxes
Annual Fee
INR 3000 plus taxes
Cash Advance Fee
2.5% or ?500 whichever is higher.
Interest rate
3.6% per month (i.e., 43.2% per annum)
Late Payment Fee
Late Payment Fees: Ranges from INR 100 to INR 1300.
Foreign Currency Transactions Fee
2.50%
Other Fees
Joining/ Renewal Membership Fee: Rs. 3000 + taxes | Cash Advance Charges: 2.5% or ₹500 whichever is higher. | Foreign Exchange Mark-up fees: 2.55
Cons
High Annual Fee: The card comes with a relatively high annual fee compared to other travel cards in the market. This fee needs to be offset by the benefits and rewards you plan to utilize to make the card worthwhile.
Limited Reward Earning Outside Travel: The card offers a lower reward rate for non-travel categories compared to some travel cards, making it less beneficial for everyday spending.
Welcome Benefit: Complimentary Marriott Bonvoy silver elite status, and 1 free night award plus 10 elite night credits on the first spend transaction.
Milestone Benefit: 1 free night award on eligible spending of INR 6 lakhs in an anniversary year, 1 free night award on eligible spending of INR 9 lakhs in an anniversary year, and 1 free night award on eligible spending of INR 15 lakhs in an anniversary year.
Rewards System: Users will earn 8 Marriott Bonvoy points per Rs. 150 spent at hotels participating in Marriott Bonvoy. Cashback rate: 4%. 4 Marriott Bonvoy points per Rs. 150 spent on travel, dining & entertainment. Cashback rate: 2%. 2 Marriott Bonvoy points per Rs. 150 spent on all other applicable purchases. Cashback rate: 1%.
1 RP= INR 0.75.
Other Benefits: Complimentary Golf access 2 per quarter across the world, 12 complimentary lounge access within India and outside India.
Rewards & Benifits
Welcome Benefits
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Rewards System
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International Forex Markup
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Welcome Benefits and Reward System
Special Features
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Eligibility Criteria
Salaried Indian National:
Age: Min 21 years & Max 60 Years.
Net Monthly Income> Rs 1,00,000.
Self-Employed Indian National:
Age: Min 21 years & Max 65 Years.
Income: ITR > Rs 15 Lakhs per annum.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
Visit the HDFC Bank website: https://www.hdfcbank.com/
Go to the "Credit Cards" section and select "Marriott Bonvoy Credit Card".
Click on "Apply Now".
Fill out the online application form with your personal details, income information, and employment details.
Upload the required documents (PAN card, address proof, income proof, etc.).
Submit the application and wait for a response from HDFC Bank.
Contact Details
18003093100
support@marriotthdfcbank.com.
Account Opening and Procedure
Recommended Credit Cards
Pros:-
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Cons:-
Welcome Benefit: Complimentary Marriott Bonvoy silver elite status, and 1 free night award plus 10 elite night credits on the first spend transaction.
Milestone Benefit: 1 free night award on eligible spending of INR 6 lakhs in an anniversary year, 1 free night award on eligible spending of INR 9 lakhs in an anniversary year, and 1 free night award on eligible spending of INR 15 lakhs in an anniversary year.
Rewards System: Users will earn 8 Marriott Bonvoy points per Rs. 150 spent at hotels participating in Marriott Bonvoy. Cashback rate: 4%. 4 Marriott Bonvoy points per Rs. 150 spent on travel, dining & entertainment. Cashback rate: 2%. 2 Marriott Bonvoy points per Rs. 150 spent on all other applicable purchases. Cashback rate: 1%.
1 RP= INR 0.75.
Other Benefits: Complimentary Golf access 2 per quarter across the world, 12 complimentary lounge access within India and outside India.
High Annual Fee: The card comes with a relatively high annual fee compared to other travel cards in the market. This fee needs to be offset by the benefits and rewards you plan to utilize to make the card worthwhile.
Limited Reward Earning Outside Travel: The card offers a lower reward rate for non-travel categories compared to some travel cards, making it less beneficial for everyday spending.
The HDFC Bank Marriott Bonvoy Credit Card shines for frequent Marriott travelers seeking rewards and benefits within the Marriott Bonvoy program. The welcome bonus, free night stay, and potential for elite status can be valuable for those who regularly stay at Marriott properties. However, for individuals who don't prioritize Marriott stays or seek broader travel flexibility, the high annual fee and limited benefits outside the Marriott Bonvoy program make this card less appealing.
The HDFC Bank Marriott Bonvoy Credit Card shines for frequent Marriott travelers seeking rewards and benefits within the Marriott Bonvoy program. The welcome bonus, free night stay, and potential for elite status can be valuable for those who regularly stay at Marriott properties. However, for individuals who don't prioritize Marriott stays or seek broader travel flexibility, the high annual fee and limited benefits outside the Marriott Bonvoy program make this card less appealing.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review
Fees & Charges
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Fuel Surcharge
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Billing Cycle
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