
Niyo SBM Global credit card
Rewards & Benefits
Welcome Benefits
None
Milestone Benefits
Cashback Rate
Movie Benefits
Dining Benefits
Other Benefits
Travel benefits; No international forex markup.
Lounge Access
Fees & Charges
Joining Fee
NIL
Annual Fee
Annual membership fee: NIL
Cash Advance Fee
Cash advance fee: 423+GST or 2.5% for the amount, whichever is higher
Interest rate
3% per month, 42.58% per annum.
Late Payment Fee
Late payment charges: INR 150
Foreign Currency Transactions Fee
Foreign currency markup fee: NIL
Other Fees
Fuel surcharge: 1%.
Cons
No welcome benefits.
Very limited benefits.
If a user spends INR 50,000 per quarter then he can enjoy free lounge access at airports outside India.
No international forex markup.
Rewards & Benifits
Welcome Benefits
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Rewards System
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International Forex Markup
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Welcome Benefits and Reward System
Special Features
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Eligibility Criteria
Not specified by the bank.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
Contact Details
Tel No: +91 22 4007 1500
Email : customercare@sbmbank.co.in
Account Opening and Procedure



Recommended Credit Cards
Pros:-
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Cons:-
If a user spends INR 50,000 per quarter then he can enjoy free lounge access at airports outside India.
No international forex markup.
No welcome benefits.
Very limited benefits.
The USP of the card is that it is a 0% forex card. Only other notable benefit it offers is free international lounge visit on spending a minimum of INR 50,000 per quarter.
The USP of the card is that it is a 0% forex card. Only other notable benefit it offers is free international lounge visit on spending a minimum of INR 50,000 per quarter.

Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review
Fees & Charges
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Fuel Surcharge
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Billing Cycle
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