Platinum Classic SuperCard
Rewards & Benefits
Welcome Benefits
Welcome benefit: Users will get 2,000 reward points on payment of the joining fee and spending Rs. 2,000 made within 60 days of card issuance (No welcome rewards will be given to First Year Free cards).
Milestone Benefits
Cashback Rate
The value of 1 RBL reward point = Rs 0.25.
Users will get 1 reward point for every Rs. 100 spent. Effective cashback rate: 0.25%.
Movie Benefits
Dining Benefits
Other Benefits
Fuel surcharge waiver of up to INR 100 per month. (The Surcharge is applicable on minimum fuel transactions of INR 500 and maximum of INR 4,000.) Annual fee waiver on spending Rs. 50,000 in a year. Emergency advance of up to 50% of your available credit limit. Interest-free cash withdrawal for up to 50 days. No cost EMIs on select purchases. Purchase protection. Travel insurance.; Users can convert up to their available cash limit into a Personal Loan for 3 months at a 1.16% interest rate per month with no processing fee.; Unlimited interest-free withdrawal of available cash limit from all ATMs in India up to the billing date.; Cash Advance program that fulfils the short-term cash requirements.; Users can also enjoy a credit-free period of up to 50 days; Xpress Cash allows users to get an instant loan within their credit limit.; Users will get a pre-approved loan without blocking the credit limit of their credit card.
Lounge Access
Fees & Charges
Joining Fee
Rs 499 & add-on cardholder
Annual Fee
Annual membership Fees: 499 + GST (second year onwards)
Cash Advance Fee
Cash Advance fee: 2.5% of the cash amount withdrawn (minimum Rs 500)
Interest rate
Interest rate: upto 3.99% p.m (upto 47.88% p.a)
Late Payment Fee
Late Payment fees: Up to Rs.100 - ZeroLate fee. Above Rs.100 -12.5% of total due amount (Max Rs. 1300/-)
Foreign Currency Transactions Fee
Foreign Currency Transaction Fees: 3.5%
Other Fees
Finance charges/ Interest Charges: upto 3.99% p.m (upto 47.88% p.a) | Reward Redemption fees: Rs 99 | EMI Processing fees : Rs 199 + GST
Cons
Have to pay a joining fee.
No domestic or international airport lounge access facility is available.
No cash back offer.
No welcome rewards will be given to first-year free cards.
Welcome benefit: Users will get 2,000 reward points on payment of the joining fee and spending Rs. 2,000 made within 60 days of card issuance (No welcome rewards will be given to First Year Free cards).
Reward System: The value of 1 RBL reward point = Rs 0.25. users will get 1 reward point for every Rs. 100 spent. Effective cashback rate: 0.25%.
Users can convert up to their available cash limit into a Personal Loan for 3 months at a 1.16% interest rate per month with no processing fee.
Unlimited interest-free withdrawal of available cash limit from all ATMs in India up to the billing date.
Cash Advance program that fulfils the short-term cash requirements.
Users can also enjoy a credit-free period of up to 50 days
Xpress Cash allows users to get an instant loan within their credit limit.
Users will get a pre-approved loan without blocking the credit limit of their credit card.
Rewards & Benifits
Welcome Benefits
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Rewards System
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International Forex Markup
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Welcome Benefits and Reward System
Special Features
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Eligibility Criteria
Nationality: Indian
Age: 21 to 70 years.
Employment and Credit Score: At bank's Discretion
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
You can apply for the RBL Bank + Bajaj Finance Platinum Classic SuperCard online or by visiting a RBL Bank branch.
To apply online, you will need to:
Go to the RBL Bank website and click on the "Apply for a Credit Card" tab.
Select the "RBL Bank + Bajaj Finance Platinum Classic SuperCard" from the list of cards.
Enter your personal details, such as your name, address, and income.
Upload a copy of your PAN card and address proof.
Submit your application.
Contact Details
RBL Bank Credit Card Helpline
+91 22 6232 7777
Email: cardservices@rblbank.com
Account Opening and Procedure
Recommended Credit Cards
Pros:-
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Cons:-
Welcome benefit: Users will get 2,000 reward points on payment of the joining fee and spending Rs. 2,000 made within 60 days of card issuance (No welcome rewards will be given to First Year Free cards).
Reward System: The value of 1 RBL reward point = Rs 0.25. users will get 1 reward point for every Rs. 100 spent. Effective cashback rate: 0.25%.
Users can convert up to their available cash limit into a Personal Loan for 3 months at a 1.16% interest rate per month with no processing fee.
Unlimited interest-free withdrawal of available cash limit from all ATMs in India up to the billing date.
Cash Advance program that fulfils the short-term cash requirements.
Users can also enjoy a credit-free period of up to 50 days
Xpress Cash allows users to get an instant loan within their credit limit.
Users will get a pre-approved loan without blocking the credit limit of their credit card.
Have to pay a joining fee.
No domestic or international airport lounge access facility is available.
No cash back offer.
No welcome rewards will be given to first-year free cards.
The Bajaj Finserv RBL Bank Credit Card is the ultimate credit card that offers you the unlimited benefits of a credit card coupled with additional rewards. You can use it on diverse platforms, shop with it in a single swipe, withdraw cash without paying any interest, and save more on each transaction.
The Bajaj Finserv RBL Bank Credit Card is the ultimate credit card that offers you the unlimited benefits of a credit card coupled with additional rewards. You can use it on diverse platforms, shop with it in a single swipe, withdraw cash without paying any interest, and save more on each transaction.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review
Fees & Charges
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Fuel Surcharge
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Billing Cycle
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