Platinum Plus SuperCard
Rewards & Benefits
Welcome Benefits
Welcome Benefit: Users will get 4,000 reward points on payment of the joining fee and spends of Rs.2000 made within 30 days of card issuance. (No welcome rewards will be given to first-year free cards).
Milestone Benefits
Cashback Rate
The value of 1 RBL reward point = Rs 0.25.
Users will get 1 reward point for every Rs. 100 spent. General cashback rate: 0.25%.
2X reward points on all online spending.0 (Maximum Cap: 1,000 reward points). Effective cashback rate: 0.50%.
Movie Benefits
Users will get a 1+1 Bookmyshow offer on movie tickets (up to Rs 200), on any 1 Day of the month (Applicable only on Mon-Fri).
Dining Benefits
Other Benefits
Users can convert up to their available cash limit into a Personal Loan for 3 months at a 1.16% interest rate per month with no processing fee.; Unlimited interest-free withdrawal available on cash limit from all ATMs in India up to the billing date; maximum period of 50 Days.; If a user spends Rs 1,00,000 in a year, then his next year annual fee will be waived.; The Cash Advance program will fulfil the short-term cash requirements.; Users can also enjoy a credit-free period of up to 50 days as an added benefit.
Lounge Access
Fees & Charges
Joining Fee
s: Rs 999 & add-on cardholder.
Annual Fee
Rs 999
Cash Advance Fee
Cash Advance fee: 2.5% of the cash amount withdrawn (minimum Rs 500)
Interest rate
Interest Rate: upto 3.99% p.m (upto 47.88% p.a)
Late Payment Fee
Late Payment fees: Up to Rs.100 - ZeroLate fee. Above Rs.100 -12.5% of total due amount (Max Rs. 1300/-)
Foreign Currency Transactions Fee
Foreign Currency Transaction Fees: 3.5%
Other Fees
Finance charges/ Interest Charges: upto 3.99% p.m (upto 47.88% p.a) | Reward Redemption fees: Rs 99 | EMI Processing fees : Rs 199 + GST
Cons
Users will have to pay a joining fee.
No international lounge access facility is available.
No cashback offers.
No welcome rewards will be given to first-year free cards.
Welcome Benefit: Users will get 4,000 reward points on payment of the joining fee and spends of Rs.2000 made within 30 days of card issuance. (No welcome rewards will be given to first-year free cards).
Reward System: The value of 1 RBL reward point = Rs 0.25. Users will get 1 reward point for every Rs. 100 spent. General cashback rate: 0.25%. 2X reward points on all online spending.0 (Maximum cap: 1,000 reward points). Effective cashback rate: 0.50%.
Users can convert up to their available cash limit into a Personal Loan for 3 months at a 1.16% interest rate per month with no processing fee.
Unlimited interest-free withdrawal available on cash limit from all ATMs in India up to the billing date; maximum period of 50 Days.
If a user spends Rs. 1,00,000 in a year, then his next year annual fee will be waived.
Users will get a 1+1 Bookmyshow offer on movie tickets (up to Rs.200), on any 1 Day of the month (Applicable only on Mon-Fri).
Users will get 2 free visits in a year, at domestic lounges at all major airports in India.
The Cash Advance program will fulfil the short-term cash requirements.
Users can also enjoy a credit-free period of up to 50 days as an added benefit.
Rewards & Benifits
Welcome Benefits
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Rewards System
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International Forex Markup
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Welcome Benefits and Reward System
Special Features
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Eligibility Criteria
Nationality: Indian
Age: 21 to 70 years.
Employment and Credit Score: At the bank's discretion
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
Contact Details
RBL Bank Credit Card Helpline
+91 22 6232 7777
Email: cardservices@rblbank.com
Account Opening and Procedure
Recommended Credit Cards
Pros:-
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Cons:-
Welcome Benefit: Users will get 4,000 reward points on payment of the joining fee and spends of Rs.2000 made within 30 days of card issuance. (No welcome rewards will be given to first-year free cards).
Reward System: The value of 1 RBL reward point = Rs 0.25. Users will get 1 reward point for every Rs. 100 spent. General cashback rate: 0.25%. 2X reward points on all online spending.0 (Maximum cap: 1,000 reward points). Effective cashback rate: 0.50%.
Users can convert up to their available cash limit into a Personal Loan for 3 months at a 1.16% interest rate per month with no processing fee.
Unlimited interest-free withdrawal available on cash limit from all ATMs in India up to the billing date; maximum period of 50 Days.
If a user spends Rs. 1,00,000 in a year, then his next year annual fee will be waived.
Users will get a 1+1 Bookmyshow offer on movie tickets (up to Rs.200), on any 1 Day of the month (Applicable only on Mon-Fri).
Users will get 2 free visits in a year, at domestic lounges at all major airports in India.
The Cash Advance program will fulfil the short-term cash requirements.
Users can also enjoy a credit-free period of up to 50 days as an added benefit.
Users will have to pay a joining fee.
No international lounge access facility is available.
No cashback offers.
No welcome rewards will be given to first-year free cards.
The Bajaj Finserv RBL Bank Platinum Plus SuperCard offers good reward rates on online transactions and supermarket expenses, along with additional benefits like fuel surcharge waiver, movie tickets, and purchase protection. However, the annual fee, limited redemption options, potential customer service concerns, and lower rewards on other categories are important drawbacks to consider.
The Bajaj Finserv RBL Bank Platinum Plus SuperCard offers good reward rates on online transactions and supermarket expenses, along with additional benefits like fuel surcharge waiver, movie tickets, and purchase protection. However, the annual fee, limited redemption options, potential customer service concerns, and lower rewards on other categories are important drawbacks to consider.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review
Fees & Charges
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Fuel Surcharge
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Billing Cycle
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