PNB Patanjali Rupay Platinum Card
Rewards & Benefits
Welcome Benefits
The users will receive 300+ reward points on activation.
Milestone Benefits
Cashback Rate
1 reward point per Rs. 100 spent. 1RP= Rs. 0.25. Effective cashback rate: 0.25%.
Cashback of 2% for all transactions over and above Rs 2500. subject to a ceiling of Rs 50 per transaction at Patanjali stores.
Users can get 5-7% additional cashback at Patanjali Ayurved Ltd. to Patanjali Swadeshi Samridhi card customers on recharge using PNB-Patanjali credit card.
Movie Benefits
Dining Benefits
Other Benefits
Lounge Access
Fees & Charges
Joining Fee
NIL
Annual Fee
INR 500, waived if card is used at least once in each quarter in the preceding year.
Cash Advance Fee
Cash advance fee: 2.5% or a minimum of Rs.500.
Interest rate
2.95% per month, 35.89% annually.
Late Payment Fee
Late payment fee: Rs 200 to Rs. 750.
Foreign Currency Transactions Fee
Foreign Currency Transactions Fees: 3.5%.
Other Fees
Reward Redemption Fees: NIL
Cons
2% cashback is applicable only at Patanjali stores.
Low cashback rate.
Welcome benefit: The users will receive 300+ reward points on activation.
Reward benefit: 1 reward point per Rs. 100 spent. 1RP= Rs. 0.25. Effective cashback rate: 0.25%.
Complimentary domestic and international lounge program.
Cashback of 2% for all transactions over and above Rs. 2500. subject to a ceiling of Rs. 50 per transaction at Patanjali stores.
Users can get 5-7% additional cashback at Patanjali Ayurved Ltd. to Patanjali Swadeshi Samridhi card customers on recharge using PNB-Patanjali credit card.
Rewards & Benifits
Welcome Benefits
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Rewards System
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International Forex Markup
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Welcome Benefits and Reward System
Special Features
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Eligibility Criteria
Age: The primary cardholder must be between 21 and 65 years of age.
Educational qualification: The applicant must have passed the 10th standard (passed).
Income: The applicant must have a minimum annual income of INR2 lakhs.
Cibil score: A credit score of 750+ is considered good to apply for this credit card.
Employment: The applicant must be employed or self-employed.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
1. Visit the official PNB website to see if they offer an online application process.
2. If applying online, fill out the credit card application form with accurate information. If applying in person, you will receive a physical application form to complete.
3. Attach the required documents to your application form.
4. Double-check all the information provided on the application form and the attached documents. Ensure that you've filled out all the required fields accurately.
5. After submitting your application, PNB will review your application and documents. They may contact you for any additional information or clarification if needed.
6. If your application is approved, you will receive your PNB Patanjali Rupay Platinum Cards
at the address you provided in the application.
Contact Details
Toll Free No. 1800 1800 1800 2021 1800 180 2222 1800 103 2222
Tolled No. 0120-2490000 Landline :011-28044907
Account Opening and Procedure
Recommended Credit Cards
Pros:-
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Cons:-
Welcome benefit: The users will receive 300+ reward points on activation.
Reward benefit: 1 reward point per Rs. 100 spent. 1RP= Rs. 0.25. Effective cashback rate: 0.25%.
Complimentary domestic and international lounge program.
Cashback of 2% for all transactions over and above Rs. 2500. subject to a ceiling of Rs. 50 per transaction at Patanjali stores.
Users can get 5-7% additional cashback at Patanjali Ayurved Ltd. to Patanjali Swadeshi Samridhi card customers on recharge using PNB-Patanjali credit card.
2% cashback is applicable only at Patanjali stores.
Low cashback rate.
The card offers extremely low cashback rate. The card offers 2% cashback on purchase of items from Patanjali stores. Overall the card is recommended only for those individuals who purchase items frequently from Patanjali.
The card offers extremely low cashback rate. The card offers 2% cashback on purchase of items from Patanjali stores. Overall the card is recommended only for those individuals who purchase items frequently from Patanjali.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review
Fees & Charges
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Fuel Surcharge
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Billing Cycle
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