PVR INOX Kotak Credit Card
Rewards & Benefits
Welcome Benefits
None
Milestone Benefits
Movie Offers: Cardholders get 1 PVR INOX movie ticket on every spend of Rs 10,000 in a monthly billing session. Cardholders also get 5% discount on movie tickets every time.; Milestone benefit: Cardholders can earn tickets worth Rs 300 each for achieving every spending milestone of Rs 10,000.
Cashback Rate
Earn 10 Mojo points for every ₹100 spent online. Effective cashback rate: 2.5%.
Earn 1 Mojo point for every ₹100 spent on other categories. Effective cashback rate: 0.25%.
1 RP = INR 0.25
Movie Benefits
Other benefits: Cardholders get access to premium PVR INOX lounges.
Dining Benefits
Other Benefits
Lounge Access
Fees & Charges
Joining Fee
Nil.
Annual Fee
INR 499.
Cash Advance Fee
2.5% on advance amount and Rs. 500.
Interest rate
3.5% (Annualized 42%)
Late Payment Fee
Late Payment Charges ("LPC"): Ranges from INR 0 to INR 1200.
Foreign Currency Transactions Fee
Foreign Currency Mark Up: 3.50%.
Other Fees
Interest Charges on outstanding Balances: 3.5% (Annualized 42%). | ATM Cash Withdrawal/ Call a draft/ Fund Transfer/ Cash Advance: 2.5% on advance amount and Rs. 500.
Cons
Limited rewards scope.
Milestone spends threshold.
Exclusions on spends.
Lower reward redemption value.
Reward System: Customers can earn 10 Mojo points for every ₹100 spent online, and 1 Mojo point for every ₹100 spent on other categories. Additionally, customers can receive 2,500 Mojo points every quarter on spending of ₹75,000 or more. 1 RP = INR 0.25. Effective cashback rate: 2.5% (Online), General cashback rate: 0.25%.
Movie Offers: Cardholders get 1 PVR INOX movie ticket on every spend of INR 10,000 in a monthly billing session. Cardholders also get 5% discount on movie tickets every time.
Food and Beverage benefits: users will get 20% discount on food and beverages every time.
Milestone benefit: Cardholders can earn tickets worth INR 300 each for achieving every spending milestone of INR 10,000.
Other benefits: Cardholders get access to premium PVR INOX lounges.
Rewards & Benifits
Welcome Benefits
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Rewards System
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International Forex Markup
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Welcome Benefits and Reward System
Special Features
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Eligibility Criteria
Primary Credit Card holders should be in the age bracket of 18 years to 65 years.
The add-on Cardholder should be 18 years and above.
Should be a resident of India.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
Visit the Kotak Bank website and navigate to the credit card section.
Find the PVR INOX Credit Card and click "Apply Now."
Fill out the online application form, providing your personal details, employment information, and income details.
Once completed, apply and upload any required documents.
Contact Details
1860 266 2666
Account Opening and Procedure
Recommended Credit Cards
Pros:-
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Cons:-
Reward System: Customers can earn 10 Mojo points for every ₹100 spent online, and 1 Mojo point for every ₹100 spent on other categories. Additionally, customers can receive 2,500 Mojo points every quarter on spending of ₹75,000 or more. 1 RP = INR 0.25. Effective cashback rate: 2.5% (Online), General cashback rate: 0.25%.
Movie Offers: Cardholders get 1 PVR INOX movie ticket on every spend of INR 10,000 in a monthly billing session. Cardholders also get 5% discount on movie tickets every time.
Food and Beverage benefits: users will get 20% discount on food and beverages every time.
Milestone benefit: Cardholders can earn tickets worth INR 300 each for achieving every spending milestone of INR 10,000.
Other benefits: Cardholders get access to premium PVR INOX lounges.
Limited rewards scope.
Milestone spends threshold.
Exclusions on spends.
Lower reward redemption value.
The Kotak Bank PVR INOX Credit Card caters specifically to movie enthusiasts who frequent PVR and INOX cinemas. The unlimited free movie tickets and discounts on food and beverages can be significant savings for frequent users. However, if you don't fall into this category, or if you value broader rewards and benefits beyond movie-related experiences, other credit cards might offer better value.
The Kotak Bank PVR INOX Credit Card caters specifically to movie enthusiasts who frequent PVR and INOX cinemas. The unlimited free movie tickets and discounts on food and beverages can be significant savings for frequent users. However, if you don't fall into this category, or if you value broader rewards and benefits beyond movie-related experiences, other credit cards might offer better value.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review
Fees & Charges
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Fuel Surcharge
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Billing Cycle
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