RBL Bank Icon Credit Card
Rewards & Benefits
Welcome Benefits
Users will get a welcome gift of 20,000 bonus reward points.
Milestone Benefits
Milestone Benefit: users can earn 10,000 reward points on spending Rs Rs 3 Lakhs in a year, an additional 15,000 reward points on spending Rs Rs 5 Lakhs in a year, and another 20,000 reward points on spending Rs Rs 8 Lakhs in a year.
Cashback Rate
The value of 1 reward point is Rs. 0.25.
Users will get 2 reward points for every INR 100 spent with an effective cashback rate of 0.50%.
20 reward points for every INR 100 spent on international and dining on weekends with a cashback rate of 2.5%.
Movie Benefits
A 1+1 movie ticket on BookMyShow, up to Rs 200, twice a month.
Dining Benefits
Other Benefits
Travel insurance. Golf Course referral and reservation assistance.
Lounge Access
Fees & Charges
Joining Fee
s: Nil for primary card & add-on cardholder.
Annual Fee
Annual membership Fees: Rs. 5000 + GST.
Cash Advance Fee
Cash Advance fee: 2.5% of the cash amount withdrawn (minimum Rs 500).
Interest rate
3.99% p.m (upto 47.88% p.a).
Late Payment Fee
Late Payment fees: 15% of Total amount due (Min Rs.50, Max Rs.1,500).
Foreign Currency Transactions Fee
Foreign Currency Transaction Fees: 3.5%.
Other Fees
Reward Redemption fees: INR 99. | EMI Processing fees : INR 199 + GST. | Rental fees: 1% fees on all rental transactions. | Fuel Surcharge: 1% surcharge, waived upto INR 200 per month.
Cons
Low cashback rate.
International lounge access only with priority pass.
Welcome Benefit: Users will get 20,000 bonus reward points as welcome bonus.
Reward System: The value of 1 reward point is Rs. 0.25. Users will get 2 reward points for every INR 100 spent with an effective cashback rate of 0.50% and 20 reward points for every INR 100 spent on international and dining on weekends with a cashback rate of 5%. A maximum of 2,000 reward points per month can be awarded each for International purchases and weekend dining spending.
Milestone Benefit: users can earn 10,000 reward points on spending INR 3 lakhs in a year, an additional 15,000 reward points on spending INR 5 lakhs in a year, and another 20,000 reward points on spending INR 8 lakhs in a year.
2 complimentary lounge visits every quarter at major domestic airports in India.
Golf Course referral and reservation assistance.
A 1+1 movie ticket on BookMyShow, up to INR 200, twice a month.
Rewards & Benifits
Welcome Benefits
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Rewards System
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International Forex Markup
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Welcome Benefits and Reward System
Special Features
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Eligibility Criteria
Minimum age of the card holders should be 18.
Only Indian residents can apply.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
You can apply for the RBL Bank Icon Credit Card online or by visiting a RBL Bank branch.
To apply online, you can follow these steps:
Go to the RBL Bank website and click on the "Apply for Credit Card" tab.
Select the RBL Bank Icon Credit Card and click on the "Apply Now" button.
You will be redirected to a new page where you will need to provide your personal information,such as your name, address, and contact details.
You will also need to provide your employment information and income details.
You will need to upload a copy of your PAN card and a recent passport-sized photograph.
Once you have submitted your application, you will be contacted by a RBL Bank representative for further processing.
Here are the documents required to apply for the RBL Bank Icon Credit Card:
PAN card
Passport-sized photograph
Proof of address
Proof of income
The processing time for the RBL Bank Icon Credit Card is usually 7-10 working days.
Contact Details
RBL Bank Credit Card Helpline
+91 22 6232 7777
Email: cardservices@rblbank.com
Account Opening and Procedure
Recommended Credit Cards
Pros:-
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Cons:-
Welcome Benefit: Users will get 20,000 bonus reward points as welcome bonus.
Reward System: The value of 1 reward point is Rs. 0.25. Users will get 2 reward points for every INR 100 spent with an effective cashback rate of 0.50% and 20 reward points for every INR 100 spent on international and dining on weekends with a cashback rate of 5%. A maximum of 2,000 reward points per month can be awarded each for International purchases and weekend dining spending.
Milestone Benefit: users can earn 10,000 reward points on spending INR 3 lakhs in a year, an additional 15,000 reward points on spending INR 5 lakhs in a year, and another 20,000 reward points on spending INR 8 lakhs in a year.
2 complimentary lounge visits every quarter at major domestic airports in India.
Golf Course referral and reservation assistance.
A 1+1 movie ticket on BookMyShow, up to INR 200, twice a month.
Low cashback rate.
International lounge access only with priority pass.
RBL Bank Icon Credit Card is a great premium credit card which comes loaded with benefits. However, it offers a low cashback rate, which makes it less attractive than the other premium credit cards in the market.
RBL Bank Icon Credit Card is a great premium credit card which comes loaded with benefits. However, it offers a low cashback rate, which makes it less attractive than the other premium credit cards in the market.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review
Fees & Charges
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Fuel Surcharge
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Billing Cycle
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