RBL Bank Paisabazaar Duet Card
Rewards & Benefits
Welcome Benefits
None.
Milestone Benefits
Cashback Rate
1% cashback on all online and POS Transactions (except Fuel purchases, wallet loading transactions, rental transactions, and credit-line/loan transactions).
Movie Benefits
Dining Benefits
Other Benefits
Lifetime free card.; Other Benefits; Easy Money transfer facility available.
Lounge Access
Fees & Charges
Joining Fee
s: Nil for primary card & add-on cardholder
Annual Fee
Annual membership Fees: NIL
Cash Advance Fee
Cash Advance fee: 2.5% of the cash amount withdrawn (minimum Rs 500)
Interest rate
Interest Charges: upto 3.99% p.m (upto 47.88% p.a)
Late Payment Fee
Late Payment fees: Up to Rs.100 - ZeroLate fee. Above Rs.100 - 12.5% of total due amount (Max Rs. 1300/-)
Foreign Currency Transactions Fee
Foreign Currency Transaction Fees: 3.5%
Other Fees
Lifetime free card. | Interest Charges: 2.5% to 3.99% p.m (upto 47.88% p.a) | Reward Redemption fees: Rs 99 only for existing customers. | EMI Processing fees : Rs 199 + GST
Cons
Cashback is not offered on EMI transactions, wallet loading, fuel purchase and rent payment.
Reward redemption fee is charged upon existing customers.
No welcome benefit.
No lounge visit facilities.
No fuel surcharge waiver option available.
Lifetime free card.
Reward System: 1% cashback on all online and POS Transactions (except Fuel purchases, wallet loading transactions, rental transactions, and credit-line/loan transactions).
Other Benefits; Easy Money transfer facility available.
Rewards & Benifits
Welcome Benefits
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Rewards System
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International Forex Markup
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Welcome Benefits and Reward System
Special Features
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Eligibility Criteria
You must be at least 18 years old
Your minimum income must be from Rs. 1 lakh to Rs. 3 lakhs p.a.
You must be either self-employed or salaried
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
Contact Details
RBL Bank Credit Card Helpline
+91 22 6232 7777
Email: cardservices@rblbank.com
Account Opening and Procedure
Recommended Credit Cards
Pros:-
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Cons:-
Lifetime free card.
Reward System: 1% cashback on all online and POS Transactions (except Fuel purchases, wallet loading transactions, rental transactions, and credit-line/loan transactions).
Other Benefits; Easy Money transfer facility available.
Cashback is not offered on EMI transactions, wallet loading, fuel purchase and rent payment.
Reward redemption fee is charged upon existing customers.
No welcome benefit.
No lounge visit facilities.
No fuel surcharge waiver option available.
The RBL Bank Paisabazaar Duet Card is a good option for individuals who want a combination of credit card and credit line features, with cashback on all spends and the flexibility to transfer funds. However, the lower cashback rate, limited redemption options, and potential customer service concerns are important to consider. If you're a frequent spender on dining and travel, the Duet Plus Card might be worth the annual fee for the higher cashback rate in those categories. Ultimately, the decision depends on your individual spending habits and priorities.
The RBL Bank Paisabazaar Duet Card is a good option for individuals who want a combination of credit card and credit line features, with cashback on all spends and the flexibility to transfer funds. However, the lower cashback rate, limited redemption options, and potential customer service concerns are important to consider. If you're a frequent spender on dining and travel, the Duet Plus Card might be worth the annual fee for the higher cashback rate in those categories. Ultimately, the decision depends on your individual spending habits and priorities.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review
Fees & Charges
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Fuel Surcharge
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Billing Cycle
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