RBL Bank Platinum Maxima Credit Card
Rewards & Benefits
Welcome Benefits
The cardholder gets 8,000 reward points as a welcome benefit.
Milestone Benefits
Cashback Rate
Users will get 2 reward points for every Rs.100 spent on all purchases and 10 reward points for every Rs.100 when using cards for dining, entertainment, utility bill payments and international purchases.
1 RBL reward point = Rs 0.25. General cashback rate: 0.5%. Special cashback rate: 2.5%.
Movie Benefits
Customers get one complimentary movie ticket free up to Rs 100 every month on the purchase of 2 or more tickets at BookMyShow.
Dining Benefits
Other Benefits
Lounge Access
Fees & Charges
Joining Fee
s: Nil for primary card & add-on cardholder
Annual Fee
Annual membership Fees: INR. 2000 + GST
Cash Advance Fee
Cash Advance fee: 2.5% of the cash amount withdrawn (minimum Rs 500)
Interest rate
3.99% p.m (upto 47.88% p.a).
Late Payment Fee
Late Payment fees: 15% of Total amount due (Min Rs.50, Max Rs.1,500)
Foreign Currency Transactions Fee
Foreign Currency Transaction Fees: 3.5%
Other Fees
Over Limit Penalty: INR 600 | Fuel Surcharge: 1% surcharge | Reward Redemption fees: Rs 99 | EMI Processing fees : Rs 199 + GST | Rental fees: 1% fees on all rental transaction.
Cons
Low general cashback rate.
Limited value add features.
Welcome Benefit: The cardholder gets 8,000 reward points as a welcome benefit.
Reward System: Users will get 2 reward points for every Rs.100 spent on all purchases and 10 reward points for every Rs.100 when using cards for dining, entertainment, utility bill payments and international purchases. 1 RBL reward point = Rs 0.25. General cashback rate: 0.5%. Special cashback rate: 2.5%.
Customers get one complimentary movie ticket free up to INR 100 every month on the purchase of 2 or more tickets at BookMyShow.
2 complimentary visits every calendar quarter at domestic lounges across all major airports in India.
Rewards & Benifits
Welcome Benefits
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Rewards System
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International Forex Markup
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Welcome Benefits and Reward System
Special Features
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Eligibility Criteria
Minimum age of the card holders should be 18.
Only Indian residents can apply.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
Here are the steps on how to apply for the RBL Bank Platinum Maxima Credit Card:
Visit the RBL Bank website or the RBL Bank Mobile App.
Click on the "Apply for a Credit Card" tab.
Select the "Platinum Maxima Credit Card" from the list of credit cards.
Enter your personal details, such as your name, email address, phone number, and date of birth.
Enter your income and employment details.
Upload a copy of your PAN card and address proof.
Submit your application.
A RBL Bank representative will contact you to verify your details and process your application.
Here are the documents you need to apply for the RBL Bank Platinum Maxima Credit Card:
PAN card
Proof of address
Proof of income
Contact Details
RBL Bank Credit Card Helpline
+91 22 6232 7777
Email: cardservices@rblbank.com
Account Opening and Procedure
Recommended Credit Cards
Pros:-
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Cons:-
Welcome Benefit: The cardholder gets 8,000 reward points as a welcome benefit.
Reward System: Users will get 2 reward points for every Rs.100 spent on all purchases and 10 reward points for every Rs.100 when using cards for dining, entertainment, utility bill payments and international purchases. 1 RBL reward point = Rs 0.25. General cashback rate: 0.5%. Special cashback rate: 2.5%.
Customers get one complimentary movie ticket free up to INR 100 every month on the purchase of 2 or more tickets at BookMyShow.
2 complimentary visits every calendar quarter at domestic lounges across all major airports in India.
Low general cashback rate.
Limited value add features.
RBL Bank Platina Maxima Credit Card is a feature rich credit card. However, it has a low cashback rate. It is a good card for freshers and students but has limited attraction for high earners.
RBL Bank Platina Maxima Credit Card is a feature rich credit card. However, it has a low cashback rate. It is a good card for freshers and students but has limited attraction for high earners.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review
Fees & Charges
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Fuel Surcharge
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Billing Cycle
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