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SBI Titan Credit Card

MyRupaya Ratings
average rating is 3 out of 5

MyRupaya Ratings

Product Details
Credit Card Name : 

SBI Titan Credit Card

Bank Name :

State Bank of India

Type :

Premium Credit Card

Interest Rate : 

3.50% per month (42% per annum) from the transaction date. 

Eligibility :

Age: 18 years to 60 years old.
Occupation: Salaried or self-employed.
Credit Score: Good credit history is preferred.

SBI Titan Credit Card
Pros
  • Welcome Benefit: Welcome gift Voucher worth INR 3,000 from payment of an annual fee.

  • Milestone Benefits: Reversal of annual fee on spending of INR 3 lakhs in a year.

  • Reward System: Get 3% valueback in form of gift vouchers via Tanishq on quarterly spends. 5 percent cashback on Mia, Caratlane & Zoya each quarter. 7.5% cashback on World of Titan, Taneira, Titan Eye+, Helios, Fastrack, Skinn, Irth & Sonata. 6 reward point on all other spends, value of 1 reward point = INR 0.25. General cashback rate: 1.5%.

  • 8 free lounge visits, 2 per quarter. 

Cons
  • Low general cashback rate.

  • No free movie tickets. 

  • Limited value add benefits.

Pros & Cons
Welcome Benefits

Welcome Benefit: Welcome gift Voucher worth INR 3,000 from payment of an annual fee.

Rewards System

Reward System: Get 3% valueback in form of gift vouchers via Tanishq on quarterly spends. 5 percent cashback on Mia, Caratlane & Zoya each quarter. 7.5% cashback on World of Titan, Taneira, Titan Eye+, Helios, Fastrack, Skinn, Irth & Sonata. 6 reward point on all other spends, value of 1 reward point = INR 0.25. General cashback rate: 1.5%.

International Forex Markup

3.5%

Welcome Benefits and Reward System
Special Features

Reward System: Get 5 reward points per INR 100 spent on dining, groceries, departmental stores. Value of 1 reward point = INR 0.25. Effective special cashback rate: 1.25%. Earn 2 reward points per INR 100, on all other spends. Value of 1 reward point = INR 0.25. Effective general cashback rate: 0.5%. 

Eligibility Criteria

Age: 18 years to 60 years old.
Occupation: Salaried or self-employed.
Credit Score: Good credit history is preferred.

Benefits
  • Great shopping discount at Titan stores.

  • Great lounge visits. 

  • Cashback on sopping.

  • Milestone benefits.

Speical Feature, Eligibility and Benefits
How to apply for Credit Card?

There are three major ways to apply for the SBI Titan Credit Card:


1. Online:

  • This is fast and easy method.

  • Visit the SBI Card website.

  • Choose the "Credit Cards" tab and navigate to SBI Titan Credit Card.

  • Click on "Apply Now" button and fill out the online application form with all your details.

  • Upload the requisite documents, such as proof of identity, proof of address, and proof of income.

  • Submit the application form.

2. Offline:

  • This method involves visiting a SBI branch.

  • Ask for the SBI Titan Credit Card application form.

  • Fill out the form with all of your details.

  • Attach the requisite documents.

  • Submit the application form to the bank.

3. By Phone:

  • Contact the SBI Card helpline at 1860-180-1290 or 3902-0202.

  • Request for SBI Titan Credit Card application form.

  • The bank will then send you the form by courier.

  • Fill out the form with all of your details.

  • Attach the requisite documents.

  • Send the completed application form back to the bank.

Contact Details

l 1860 500 1290, 1860 180 1290, 39 02 02 02(Prefix local the STD code) or 1800 180 1290 (Toll Free)

Account Opening and Procedure

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Pros:-

Change the text to include your own content. Adjust the font, size or scale to customize the style.

Cons:-

  • Welcome Benefit: Welcome gift Voucher worth INR 3,000 from payment of an annual fee.

  • Milestone Benefits: Reversal of annual fee on spending of INR 3 lakhs in a year.

  • Reward System: Get 3% valueback in form of gift vouchers via Tanishq on quarterly spends. 5 percent cashback on Mia, Caratlane & Zoya each quarter. 7.5% cashback on World of Titan, Taneira, Titan Eye+, Helios, Fastrack, Skinn, Irth & Sonata. 6 reward point on all other spends, value of 1 reward point = INR 0.25. General cashback rate: 1.5%.

  • 8 free lounge visits, 2 per quarter. 

  • Low general cashback rate.

  • No free movie tickets. 

  • Limited value add benefits.

MakeMyTrip ICICI Bank Credit Card

MakeMyTrip ICICI Bank Credit Card is a decent travel credit card. It gives your low forex charges, lounge benefits, and free membership to MMTBlack. It completely justified its fees.

Abhijeet Saxena

Abhijeet Saxena

Abhijeet Saxena

Nalsar University of Law

Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi

Ex - Khaitan & Co. Bengaluru,

Ex - National Stock Exchange, Mumbai,

Ex - Argus Partners, Mumbai

Product Review
Fees & Charges
  • Annual Fee (one time): INR 2,999 + Taxes

  • Renewal Fee (per annum): INR 2,999 + Taxes.

  • Cash Advance fees: 2.5% or Rs. 500 whichever is higher at domestic ATMs and 2.5% or Rs. 500, whichever is higher at international ATMs

  • Interest Rate: Up to 3.50% per month (42% per annum) from the transaction date. 

  • Late Payment charges will be applicable if Minimum Amount Due is not paid by the payment due date. NIL for Outstanding Amount on payment date from Rs.0-Rs.500, Rs. 400 for Outstanding Amount greater than Rs. 500 & up to Rs. 1000; Rs. 750 for Outstanding Amount greater than Rs. 1000 & up to Rs. 10,000; Rs. 950 for Outstanding Amount greater than Rs. 10,000  up to Rs. 25,000; Rs. 1100 for Outstanding Amount greater than Rs. 25,000 & up to Rs. 50,000; Rs. 1300 for Outstanding Amount greater than Rs. 50,000. 

  • Reward Redemption Fees: INR 99/- per redemption. 

Fuel Surcharge

1% Fuel Surcharge waiver for each transaction between Rs.500 and Rs.4,000. Maximum Surcharge waiver of INR 100 per statement cycle, per credit card account.

Billing Cycle

30 Days

Fees & Charges
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