SBI Titan Credit Card
Card Details
Joining Fee:
Renewal Fee:
Card Type:
Reward Type:
Welcome Benefits:
Rewards & Benefits
Welcome Benefits
On spending INR 2,000 or more in the first sixty days, the user can get 2,000 reward points.
Milestone Benefits
annual fee reversal on spending inr 1,00,000 on the card.
Cashback Rate
cashback rate: 1. cashback rate: 1. cashback rate: 0.
Lounge Access
0
Movie Benefits
8
Dining Benefits
Other Benefits
reward system: users will get 10 points for spending of every inr 150 on dining, movies, departmental stores and grocery spending. value of 1 point = inr 0. 25. effective 6%. 1 reward points on all other spend per inr 150. effective general 25%. 1 reward point of inr 100 on all other spends. effective general 16%.
Cons
Low general cashback rate.
No free movie tickets.
Limited value add benefits.
Welcome Benefit: Welcome gift voucher worth INR 3,000 from payment of an annual fee.
Milestone Benefits: Reversal of annual fee on spending of INR 3 lakhs in a year.
Reward System: Users will get 3% cashback in the form of gift vouchers via Tanishq on quarterly spends. 5% cashback on Mia, Caratlane & Zoya each quarter. 7.5% cashback on World of Titan, Taneira, Titan Eye+, Helios, Fastrack, Skinn, Irth & Sonata. 6 reward points on all other spends, 1 reward point = INR 0.25. General cashback rate: 1.5%.
8 free lounge visits, 2 per quarter.
Rewards & Benifits
Welcome Benefits
Welcome gift Voucher worth INR 3,000 from payment of an annual fee.
Rewards System
Users will get 3% cashback in the form of gift vouchers via Tanishq on quarterly spending. 5% cashback on Mia, Caratlane & Zoya each quarter. 7.5% cashback on World of Titan, Taneira, Titan Eye+, Helios, Fastrack, Skinn, Irth & Sonata. 6 reward points on all other spends, 1 reward point = INR 0.25. General cashback rate: 1.5%.
International Forex Markup
3.5%
Welcome Benefits and Reward System
Special Features
Users will get 3% cashback in the form of gift vouchers via Tanishq on quarterly spends. 5% cashback on Mia, Caratlane & Zoya each quarter. 7.5% cashback on World of Titan, Taneira, Titan Eye+, Helios, Fastrack, Skinn, Irth & Sonata. 6 reward points on all other spends, 1 reward point = INR 0.25. General cashback rate: 1.5%.
Eligibility Criteria
Age: 18 years to 60 years old.
Occupation: Salaried or self-employed.
Credit Score: Good credit history is preferred.
Benefits
Great shopping discount at Titan stores.
Great lounge visits.
Cashback on sopping.
Milestone benefits.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
There are three major ways to apply for the SBI Titan Credit Card:
1. Online:
This is fast and easy method.
Visit the SBI Card website.
Choose the "Credit Cards" tab and navigate to SBI Titan Credit Card.
Click on "Apply Now" button and fill out the online application form with all your details.
Upload the requisite documents, such as proof of identity, proof of address, and proof of income.
Submit the application form.
2. Offline:
This method involves visiting a SBI branch.
Ask for the SBI Titan Credit Card application form.
Fill out the form with all of your details.
Attach the requisite documents.
Submit the application form to the bank.
3. By Phone:
Contact the SBI Card helpline at 1860-180-1290 or 3902-0202.
Request for SBI Titan Credit Card application form.
The bank will then send you the form by courier.
Fill out the form with all of your details.
Attach the requisite documents.
Send the completed application form back to the bank.
Contact Details
l 1860 500 1290, 1860 180 1290, 39 02 02 02(Prefix local the STD code) or 1800 180 1290 (Toll Free)
Account Opening and Procedure
Recommended Credit Cards
Pros:-
Change the text to include your own content. Adjust the font, size or scale to customize the style.
Cons:-
Welcome Benefit: Welcome gift voucher worth INR 3,000 from payment of an annual fee.
Milestone Benefits: Reversal of annual fee on spending of INR 3 lakhs in a year.
Reward System: Users will get 3% cashback in the form of gift vouchers via Tanishq on quarterly spends. 5% cashback on Mia, Caratlane & Zoya each quarter. 7.5% cashback on World of Titan, Taneira, Titan Eye+, Helios, Fastrack, Skinn, Irth & Sonata. 6 reward points on all other spends, 1 reward point = INR 0.25. General cashback rate: 1.5%.
8 free lounge visits, 2 per quarter.
Low general cashback rate.
No free movie tickets.
Limited value add benefits.
Although the card offers lounge benefits, milestone benefits, welcome benefits and 7.5% cashback on certain Titan stores, it is still a card suited best for those individual who shop at Titan at a very regular basis. Its biggest con is it low general cashback rate 1.5%.
Titan SBI Credit Card Review
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review
Fees & Charges
Annual Fee (one time): INR 2,999 + Taxes
Renewal Fee (per annum): INR 2,999 + Taxes.
Cash Advance fees: 2.5% or Rs. 500 whichever is higher at domestic ATMs and 2.5% or Rs. 500, whichever is higher at international ATMs
Interest Rate: Up to 3.50% per month (42% per annum) from the transaction date.
Late Payment charges: 0 to 1300.
Reward Redemption Fees: INR 99/- per redemption.
Fuel Surcharge
1% Fuel surcharge waiver for each transaction between Rs.500 and Rs.4,000. Maximum surcharge waiver of INR 100 per statement cycle, per credit card account.
Billing Cycle
30 Days