Standard Chartered Super Value Titanium Credit Card
Rewards & Benefits
Welcome Benefits
None
Milestone Benefits
Cashback Rate
Flat 2% cashback on online spending.
Flat 1% cashback on other spends.
1 reward point equals ₹1. 2% on all online spends, capped at Rs. 1,000 per month.
Movie Benefits
Dining Benefits
Other Benefits
Lounge Access
Fees & Charges
Joining Fee
INR 499
Annual Fee
INR 499
Cash Advance Fee
2.5% of the amount withdrawn or Rs. 500, whichever is higher,
Interest rate
8.65% p.a
Late Payment Fee
Late Payment:Rs. 500 or 5% of outstanding balance, whichever is higher, in India. Refer to specific terms for other regions.
Foreign Currency Transactions Fee
Foreign Currency Transaction:3.5% of the transaction amount.
Other Fees
Joining / First Year Fee of INR 499 + GST waived as a Special Offer (Not applicable for existing SCB credit card holders). | Minimum Payment:5% of your outstanding balance (rounded up to the nearest Rs. 100) in India. May vary in other regions. | Cash Advance:2.5% of the amount withdrawn or Rs. 500, whichever is higher, in India. May vary in other regions.
Cons
The card offers a lower reward rate compared to other credit cards in its segment.
The card does not offer any concierge services or access to airport or railway lounges.
The monthly cashback benefits are capped very low.
The card does not offer any fuel surcharge waiver.
Users do not get reward points on any transaction.
Welcome Benefit: None
Reward System: Users will get 2% cashback on their online spending, up to a maximum of Rs 1000 per month, and 1% cashback on other spending, up to a maximum of Rs 500 per month. Fuel transactions are not eligible for cashback.
Rewards & Benifits
Welcome Benefits
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Rewards System
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International Forex Markup
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Welcome Benefits and Reward System
Special Features
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Eligibility Criteria
To be eligible for the Standard Chartered Smart Credit Card, the primary applicant should be between 18 and 65 years of age and have a stable source of income.
The add-on applicant should be at least 18 years old.
The applicant must also belong to the credit card sourcing cities or locations of Standard Chartered Bank. The applicant must have an income of INR 25,000 or above per month and a CIBIL score of 750 or above.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
Gather your documents. You will need to provide your proof of identity, proof of income, and proof of address.
Complete the application form. You can find the application form online or at a Standard Chartered branch.
Submit your application. Once you have completed the application form, you can submit it online or in person at a Standard Chartered branch.
Wait for a decision. Standard Chartered will review your application and make a decision within 5-7 business days.
Contact Details
6601 4444 / 3940 4444
Account Opening and Procedure
Recommended Credit Cards
Pros:-
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Cons:-
Welcome Benefit: None
Reward System: Users will get 2% cashback on their online spending, up to a maximum of Rs 1000 per month, and 1% cashback on other spending, up to a maximum of Rs 500 per month. Fuel transactions are not eligible for cashback.
The card offers a lower reward rate compared to other credit cards in its segment.
The card does not offer any concierge services or access to airport or railway lounges.
The monthly cashback benefits are capped very low.
The card does not offer any fuel surcharge waiver.
Users do not get reward points on any transaction.
The Standard Chartered Smart Credit Card is a practical beginner's choice with its straightforward cashback and affordable fees. However, its lower reward rates and lack of premium benefits might not appeal to seasoned cardholders or high spenders. Consider your spending habits and compare against other options before making your decision.
The Standard Chartered Smart Credit Card is a practical beginner's choice with its straightforward cashback and affordable fees. However, its lower reward rates and lack of premium benefits might not appeal to seasoned cardholders or high spenders. Consider your spending habits and compare against other options before making your decision.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review
Fees & Charges
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Fuel Surcharge
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Billing Cycle
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