Tata Neu Plus HDFC Bank RuPay Credit Card
Rewards & Benefits
Welcome Benefits
Users will get 499 NeuCoins on the Tata Neu app, applicable on 1st transaction done within 30 days of card issuance and will be available to claim inside the Tata Neu App within 60 days of such transaction.
Milestone Benefits
Cashback Rate
1 NeuCoin = ₹1, redeemable on the Tata Neu App.
2% cash back as NeuCoins on Non-EMI Spends on Tata Neu and partner Tata Brands.
1% cash back as NeuCoins on Non-Tata Brand Spends and any Merchant EMI Spends.
1% cash back as NeuCoins on UPI spends (including spends on partner Tata Brands) - maximum of 500 NeuCoins per calendar month.
7% cash back as NeuCoins on selected categories on Tata Neu App/Website, post downloading Tata Neu App.
Movie Benefits
Dining Benefits
Other Benefits
Contactless payment: The card is enabled for contactless payments, facilitating fast, convenient, and secure payments at retail outlets.
Lounge Access
Fees & Charges
Joining Fee
Annual Fee
Cash Advance Fee
Cash advance fee: 2.5% or r ₹500 whichever is higher.
Interest rate
3.75% per month i.e 45% annually
Late Payment Fee
Late Payment Charges: Less than ₹100 = Nil ₹100 to ₹500 = ₹100/- ₹501 to ₹5,000 = ₹500/- ₹5,001 to ₹10,000 = ₹600/- ₹10,001 to ₹25,000 = ₹800/- ₹25,001 to ₹50,000 = ₹1100/- More than ₹50,000 = ₹1300/-
Foreign Currency Transactions Fee
Foreign Currency Transactions Fees: 2%.
Other Fees
Joining/Renewal Membership Fee – ₹499/- + Applicable Taxes Spend ₹1,00,000 or more in a year, before your Credit Card renewal date and get your renewal fee waived. | Reward Redemption Fees: Rs. 99/-
Cons
No international airport lounge access facility available.
Low cashback rate on non-tata spends.
Welcome Benefit: Users will get 499 NeuCoins on the Tata Neu app, applicable on 1st transaction done within 30 days of card issuance and will be available to claim inside the Tata Neu App within 60 days of such transaction.
Reward System: 1 NeuCoin = ₹1, redeemable on the Tata Neu App. 2% cash back as NeuCoins on Non-EMI Spends on Tata Neu and partner Tata Brands. 1% cash back as NeuCoins on Non-Tata Brand Spends and any Merchant EMI Spends. Users can link their RuPay credit card directly to their UPI app and can earn 1% cash back as NeuCoins on UPI spends (including spends on partner Tata Brands) - maximum of 500 NeuCoins per calendar month. 5% cash back as NeuCoins on selected categories on Tata Neu App/Website, post downloading Tata Neu App.
Customers can also avail 4 complimentary domestic lounge access per calendar year
Rewards & Benifits
Welcome Benefits
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Rewards System
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International Forex Markup
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Welcome Benefits and Reward System
Special Features
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Eligibility Criteria
For Salaried Indian national
Age: Min 21 years & Max 60 Years
Net Monthly Income > ₹25,000
For Self Employed Indian national
Age: Min 21 years & Max 65 Years
ITR > Rs 6 Lakhs per annum
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
Go to the Tata Neu or HDFC Bank's website and click on the "Credit Cards" tab.
Click on the "Tata Neu Plus HDFC Bank Credit Card" link.
Click on the "Apply Now" button.
Fill out the application form and submit it.
Here are the documents that you need to submit along with your application form: Proof of identity (e.g., passport, driving license, PAN card) Proof of address (e.g., bank statement, utility bill) Proof of income (e.g., salary slip, tax return)
The processing time for the application is usually 7-10 working days.
Once your application is approved, you will receive the card in the mail within 15-20 working days.
Contact Details
1800 202 6161 or 1860 267 6161,
send an SMS to 730 8080 808, or
even use WhatsApp to send a message to 707 0022 222.
Account Opening and Procedure
Recommended Credit Cards
Pros:-
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Cons:-
Welcome Benefit: Users will get 499 NeuCoins on the Tata Neu app, applicable on 1st transaction done within 30 days of card issuance and will be available to claim inside the Tata Neu App within 60 days of such transaction.
Reward System: 1 NeuCoin = ₹1, redeemable on the Tata Neu App. 2% cash back as NeuCoins on Non-EMI Spends on Tata Neu and partner Tata Brands. 1% cash back as NeuCoins on Non-Tata Brand Spends and any Merchant EMI Spends. Users can link their RuPay credit card directly to their UPI app and can earn 1% cash back as NeuCoins on UPI spends (including spends on partner Tata Brands) - maximum of 500 NeuCoins per calendar month. 5% cash back as NeuCoins on selected categories on Tata Neu App/Website, post downloading Tata Neu App.
Customers can also avail 4 complimentary domestic lounge access per calendar year
No international airport lounge access facility available.
Low cashback rate on non-tata spends.
Tata Neu HDFC Bank credit card is launched by HDFC Bank in collaboration with Tata Neu. The card offers a unique proposition by combining the benefits of the Tata Neu loyalty program with the convenience of a credit card. It caters to individuals who frequently shop within the Tata ecosystem, offering rewards and benefits across various Tata brands. However, the benefits and offers are only provided on shopping at TATA stores.
Tata Neu HDFC Bank credit card is launched by HDFC Bank in collaboration with Tata Neu. The card offers a unique proposition by combining the benefits of the Tata Neu loyalty program with the convenience of a credit card. It caters to individuals who frequently shop within the Tata ecosystem, offering rewards and benefits across various Tata brands. However, the benefits and offers are only provided on shopping at TATA stores.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review
Fees & Charges
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Fuel Surcharge
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Billing Cycle
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