Yatra SBI Card
MyRupaya Ratings
Product Details
Credit Card Name :
Yatra SBI Card
Bank Name :
State Bank Of India
Type :
Travel Credit Card
Interest Rate :
3.50% per month (42% per annum) from the transaction date.
Eligibility :
Age: You must be minimum 21 and maximum 70 years old.
Income: You must have a stable source of income.
Credit score: A good credit score is generally required.
Pros
Welcome Benefit: Users will get Yatra.com vouchers worth INR 8,250 for free.
Reward System: Users will get 6 reward points for every INR 100 spent on departmental stores, grocery, dining, movies, entertainment (Up to 5000 reward points per month) and international spent (Up to 5000 reward points per month). Value of 1 reward point = INR0.25. Cashback percentage: 1.5%. 1 reward point on every INR 100 spent on all other categories. General cashback rate: 0.25%.
INR 1,000 off on all domestic flight bookings. Applicable on minimum transaction of INR 5,000.
INR 4,000 off on all international flight bookings. Applicable on minimum transaction of INR 40,000.
20% off on domestic hotels. Applicable on minimum transaction of INR 3,000. Applicable on minimum transaction of INR 3,000.
Free air accident cover of INR 50 lacs.
Cons
No free movie tickets.
Low cashback rate.
No free airport lounge visits.
Pros & Cons
Welcome Benefits
Users will get Yatra.com vouchers worth INR 8,250 for free.
Rewards System
Users will get 6 reward points for every INR 100 spent on departmental stores, grocery, dining, movies, entertainment (Up to 5000 reward points per month) and international spent (Up to 5000 reward points per month). Value of 1 reward point = INR0.25. Cashback percentage: 1.5%. 1 reward point on every INR 100 spent on all other categories. General cashback rate: 0.25%.
International Forex Markup
3.5%.
Welcome Benefits and Reward System
Special Features
INR 1,000 off on all domestic flight bookings. Applicable on minimum transaction of INR 5,000.
Eligibility Criteria
Age: You must be minimum 21 and maximum 70 years old.
Income: You must have a stable source of income.
Credit score: A good credit score is generally required.
Benefits
Great travel discounts.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
1. Online: This is the faster and more convenient method:
Visit the SBI Card website: Head to the official SBI Card website.
Navigate to the SBI Yatra Card page: Find the "Personal" category and choose "Travel" as the sub-category.
Click "Apply Now": Look for the prominent "Apply Now" button on the card page.
Fill out the application form: Provide your personal details, income information, and KYC documents like PAN, etc.
Review and submit: Carefully review the application details.
Await decision: You'll receive an instant preliminary decision based on the information provided.
2. Offline: This method involves visiting a SBI branch and completing the application process:
Visit an SBI branch: Find a nearby SBI branch and express your interest in applying for the SBI Yatra Card.
Fill out the application form: A bank representative will assist you with the form and guide you through the process.
Submit the form and documents: Provide all requisite documents such as PAN, Aadhaar, and income proof along with the completed application.
Await decision: The bank will process your application and inform you about the final decision through your preferred communication channel.
Contact Details
l 1860 500 1290, 1860 180 1290, 39 02 02 02(Prefix local the STD code) or 1800 180 1290 (Toll Free)
Account Opening and Procedure
Recommended Credit Cards
Pros:-
Change the text to include your own content. Adjust the font, size or scale to customize the style.
Cons:-
Welcome Benefit: Users will get Yatra.com vouchers worth INR 8,250 for free.
Reward System: Users will get 6 reward points for every INR 100 spent on departmental stores, grocery, dining, movies, entertainment (Up to 5000 reward points per month) and international spent (Up to 5000 reward points per month). Value of 1 reward point = INR0.25. Cashback percentage: 1.5%. 1 reward point on every INR 100 spent on all other categories. General cashback rate: 0.25%.
INR 1,000 off on all domestic flight bookings. Applicable on minimum transaction of INR 5,000.
INR 4,000 off on all international flight bookings. Applicable on minimum transaction of INR 40,000.
20% off on domestic hotels. Applicable on minimum transaction of INR 3,000. Applicable on minimum transaction of INR 3,000.
Free air accident cover of INR 50 lacs.
No free movie tickets.
Low cashback rate.
No free airport lounge visits.
The main attraction of the card is that it offers INR 1000 off on all domestic flights. Otherwise the card does not offer much - no free lounge visits, no free movie tickets, low cashback rate.
Yatra SBI Card
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review
Fees & Charges
Annual Fee (one time): INR 499 + Taxes.
Renewal Fee (per annum): INR 499 + Taxes.
Cash Advance fees: 2.5% or Rs. 500.
Interest Rate: Up to 3.50% per month (42% per annum).
Late Payment charges: 0 to 1300.
Reward Redemption Fees: INR 99/- per redemption.
Fuel Surcharge
1% Fuel surcharge waiver for each transaction between INR 500 and INR 4,000. Maximum surcharge waiver of INR 250 per statement cycle, per credit card account.
Billing Cycle
30 days.