YES BANK Anq Pi Credit Card
MyRupaya Ratings
Product Details
Credit Card Name :
YES BANK Anq Pi Credit Card
Bank Name :
Yes Bank
Type :
Rewards Credit Card
Interest Rate :
3.80% per month (45.60% annually)
Eligibility :
All YES BANK Anq Phi Credit Card holders of YES BANK
Pros
Reward System: On every ₹200 spent on UPI transactions above ₹2000 you can earn 4 YES Reward Points, and On every ₹200 spent on all Online spent you can earn 2 YES Reward Points. 1 RP = 0.25 paisa. UPI Cashback Rate: 0.5%. Online Cashback Rate: 0.25%.
Lifetime Free Credit Card
Cons
Very low reward rates.
Lack of basic features.
Pros & Cons
Welcome Benefits
None
Rewards System
Reward System: On every ₹200 spent on UPI transactions above ₹2000 you can earn 4 YES Reward Points, and On every ₹200 spent on all Online spent you can earn 2 YES Reward Points. 1 RP = 0.25 paisa. UPI Cashback Rate: 0.5%. Online Cashback Rate: 0.25%.
International Forex Markup
3.40%
Welcome Benefits and Reward System
Special Features
UPI Enabled Credit Card
Eligibility Criteria
All YES BANK Anq Phi Credit Card holders of YES BANK
Benefits
Zero Fees
Rewards on UPI Transactions
Instant EMI Conversion
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
Download and Install the Anq App: If you haven't already, download and install the Anq mobile app on your smartphone from the Google Play Store or Apple App Store.
Complete your KYC (Know Your Customer): Within the Anq app, go through the KYC process. This typically involves providing basic details, Aadhaar card verification, and a selfie for identification purposes.
Eligibility Check: Once your KYC is complete, the Anq app will check your eligibility for the YES BANK Anq Pi Credit Card.
Review Details and Provide Additional Information: The app will display the card's features, benefits, and eligibility criteria. You might need to provide some additional information during this step.
Submit your Application: After reviewing the details and filling in any required information, submit your application electronically within the app.
Approval and Issuance: YES Bank will review your application. If approved, your Anq Pi Credit Card details, including the credit card number, will be visible within the Anq mobile app in 48 hours (subject to bank verification and approval time).
Contact Details
18001031212 (toll-free number)/ +91 22 49350000.
Account Opening and Procedure
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Pros:-
Change the text to include your own content. Adjust the font, size or scale to customize the style.
Cons:-
Reward System: On every ₹200 spent on UPI transactions above ₹2000 you can earn 4 YES Reward Points, and On every ₹200 spent on all Online spent you can earn 2 YES Reward Points. 1 RP = 0.25 paisa. UPI Cashback Rate: 0.5%. Online Cashback Rate: 0.25%.
Lifetime Free Credit Card
Very low reward rates.
Lack of basic features.
HDFC Bank Biz Power Credit Card
The card is a premium credit card with a number of value add features. This card offers cashback on even tax and GST payment. Overall it is a must have card for small business owners/ freelancers.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review
Fees & Charges
Lifetime Free Card
Interest Rate: 3.80% per month (45.60% annually)
Cash Advance Charges: 2.5% or Rs. 500 whichever is higher will be levied.
Late Payment Charges: Ranges from INR 100 to INR 1200
Foreign Currency Mark-up: 3.40%
Reward Redemption Charges: NIL
Fuel Surcharge
1% waiver, valid for transaction between ₹400 to ₹5,000
Billing Cycle
30 Days