Yes EMI Credit Card
Rewards & Benefits
Welcome Benefits
None
Milestone Benefits
Cashback Rate
You can earn cashback of up to INR 500 i.e. 1% per month on transactions not converted into EMIs.
Movie Benefits
Dining Benefits
Other Benefits
Insurance benefits. 
Lounge Access
Fees & Charges
Joining Fee
Annual Fee
Cash Advance Fee
2.5% of the withdrawn amount or a minimum of Rs. 500
Interest rate
3.80% per month (45.6% annually)
Late Payment Fee
Late Payment Charges: Ranges from INR 0 to INR 1000
Foreign Currency Transactions Fee
Foreign Currency Mark-up Fees: 3.5%
Other Fees
First Year Membership Fee of INR 499+ applicable taxes | Cash Advance Charges: 2.5% of the withdrawn amount or a minimum of Rs. 500
Cons
Basic EMI card.
No lifestyle benefits.
No travel benefits.
Reward System: You can earn cashback of up to INR 500 i.e. 1% per month on transactions not converted into EMIs.
Other Benefits: Dining discount, and Insurance coverage.
Rewards & Benifits
Welcome Benefits
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Rewards System
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International Forex Markup
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Welcome Benefits and Reward System
Special Features
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Eligibility Criteria
Between 21 and 60 years of age.
Salaried or self-employed.
Minimum Net Salary of INR 25,000 per month or Income Tax Return of INR 7.5 lakhs and above.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
Visit the Yes Bank website and browse for the EMI Credit and apply for the same.
Contact Details
1800 1200
Account Opening and Procedure
Recommended Credit Cards
Pros:-
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Cons:-
Reward System: You can earn cashback of up to INR 500 i.e. 1% per month on transactions not converted into EMIs.
Other Benefits: Dining discount, and Insurance coverage.
Basic EMI card.
No lifestyle benefits.
No travel benefits.
The Yes Bank EMI Credit Card is a suitable option if you frequently make large purchases that you'd prefer to pay off in installments. The convenience of EMIs and the lack of an annual fee make it a budget-friendly choice. However, be mindful of the relatively high-interest rate on EMIs and the lack of rewards for EMI transactions.
The Yes Bank EMI Credit Card is a suitable option if you frequently make large purchases that you'd prefer to pay off in installments. The convenience of EMIs and the lack of an annual fee make it a budget-friendly choice. However, be mindful of the relatively high-interest rate on EMIs and the lack of rewards for EMI transactions.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review
Fees & Charges
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Fuel Surcharge
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Billing Cycle
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