Yes EMI Credit Card
MyRupaya Ratings
Product Details
Credit Card Name :
Yes EMI Credit Card
Bank Name :
Yes Bank
Type :
Rewards Credit Card
Interest Rate :
3.80% per month (45.6% annually)
Eligibility :
Between 21 and 60 years of age
Salaried or self employed
Minimum Net Salary of INR 25,000 per month or Income Tax Return of INR 7.5 lakhs and above
Pros
Reward System: You can earn cashback of up to INR 500 i.e. 1% per month on transactions not converted into EMIs.
Other Benefits: Dining discount, and Insurance coverage.
Cons
Basic EMI Card
No lifestyle benefits
No travel benefits
Pros & Cons
Welcome Benefits
None
Rewards System
You can earn cashback of up to INR 500 i.e. 1% per month on transactions not converted into EMIs.
International Forex Markup
3.5% markup on foreign currency
Welcome Benefits and Reward System
Special Features
None
Eligibility Criteria
Between 21 and 60 years of age
Salaried or self employed
Minimum Net Salary of INR 25,000 per month or Income Tax Return of INR 7.5 lakhs and above
Benefits
Insurance benefits
Dining discounts
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
Visit the Yes Bank website and browse for the EMI Credit and apply for the same.
Contact Details
1800 1200
Account Opening and Procedure
Recommended Credit Cards
Pros:-
Change the text to include your own content. Adjust the font, size or scale to customize the style.
Cons:-
Reward System: You can earn cashback of up to INR 500 i.e. 1% per month on transactions not converted into EMIs.
Other Benefits: Dining discount, and Insurance coverage.
Basic EMI Card
No lifestyle benefits
No travel benefits
MakeMyTrip ICICI Bank Credit Card
MakeMyTrip ICICI Bank Credit Card is a decent travel credit card. It gives your low forex charges, lounge benefits, and free membership to MMTBlack. It completely justified its fees.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review
Fees & Charges
First Year Membership Fee of INR 499+ applicable taxes
Interest Rate: 3.80% per month (45.6% annually)
Cash Advance Charges: 2.5% of the withdrawn amount or a minimum of Rs. 500
Late Payment Charges: Ranges from INR 0 to INR 1000
Foreign Currency Mark-up Fees: 3.5%
Fuel Surcharge
1% fuel surcharge waiver capped at Rs. 250 per month.
Billing Cycle
30 Days