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Yes EMI Credit Card

MyRupaya Ratings
average rating is 3 out of 5

MyRupaya Ratings

Product Details
Credit Card Name : 

Yes EMI Credit Card

Bank Name :

Yes Bank

Type :

Rewards Credit Card

Interest Rate : 

3.80% per month (45.6% annually)

Eligibility :

Between 21 and 60 years of age
Salaried or self employed
Minimum Net Salary of INR 25,000 per month or Income Tax Return of INR 7.5 lakhs and above

Yes EMI Credit Card
Pros
  • Reward System: You can earn cashback of up to INR 500 i.e. 1% per month on transactions not converted into EMIs. 

  • Other Benefits: Dining discount, and Insurance coverage. 

Cons
  • Basic EMI Card 

  • No lifestyle benefits 

  • No travel benefits 

Pros & Cons
Welcome Benefits

None 

Rewards System

You can earn cashback of up to INR 500 i.e. 1% per month on transactions not converted into EMIs. 

International Forex Markup

3.5% markup on foreign currency

Welcome Benefits and Reward System
Special Features

None 

Eligibility Criteria

Between 21 and 60 years of age
Salaried or self employed
Minimum Net Salary of INR 25,000 per month or Income Tax Return of INR 7.5 lakhs and above

Benefits
  • Insurance benefits 

  • Dining discounts 

Speical Feature, Eligibility and Benefits
How to apply for Credit Card?

Visit the Yes Bank website and browse for the EMI Credit and apply for the same. 

Contact Details

1800 1200

Account Opening and Procedure

Recommended Credit Cards

Pros:-

Change the text to include your own content. Adjust the font, size or scale to customize the style.

Cons:-

  • Reward System: You can earn cashback of up to INR 500 i.e. 1% per month on transactions not converted into EMIs. 

  • Other Benefits: Dining discount, and Insurance coverage. 

  • Basic EMI Card 

  • No lifestyle benefits 

  • No travel benefits 

MakeMyTrip ICICI Bank Credit Card

MakeMyTrip ICICI Bank Credit Card is a decent travel credit card. It gives your low forex charges, lounge benefits, and free membership to MMTBlack. It completely justified its fees.

Abhijeet Saxena

Abhijeet Saxena

Abhijeet Saxena

Nalsar University of Law

Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi

Ex - Khaitan & Co. Bengaluru,

Ex - National Stock Exchange, Mumbai,

Ex - Argus Partners, Mumbai

Product Review
Fees & Charges
  • First Year Membership Fee of INR 499+ applicable taxes

  • Interest Rate: 3.80% per month (45.6% annually)

  • Cash Advance Charges: 2.5% of the withdrawn amount or a minimum of Rs. 500

  • Late Payment Charges: Ranges from INR 0 to INR 1000

  • Foreign Currency Mark-up Fees: 3.5%

Fuel Surcharge

1% fuel surcharge waiver capped at Rs. 250 per month.

Billing Cycle

30 Days

Fees & Charges
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