Yes Prosperity Cashback Credit Card
MyRupaya Ratings
Product Details
Credit Card Name :
Yes Prosperity Cashback Credit Card
Bank Name :
Yes Bank
Type :
Rewards Credit Card
Interest Rate :
3.80% per month (45.6% annually).
Eligibility :
Age Criteria: Minimum 21 years to maximum 60 years
Salaried or Self Employed
Minimum Net Salary of INR 25,000 per month or Income Tax Return of INR 5 Lakhs and above
Pros
Welcome Benefit: Users will get INR 250 cashback on the first transaction of INR 2500.
Reward System: Users can get up to 5% cashback on movie ticket bookings and grocery shopping, and 0.50% cashback on all other spending.
4 complimentary rounds of green fees and 1 complimentary golf lesson every calendar month at select Golf courses in India.
A minimum 15% discount on dining at select restaurants.
Cons
Limited number of value add features.
No free movie tickets.
No free airport lounge visit.
Pros & Cons
Welcome Benefits
Welcome Benefit: Users will get INR 250 cashback on the first transaction of INR 2500.
Rewards System
Users can get up to 5% cashback on movie ticket bookings and grocery shopping, and 0.50% cashback on all other spends except fuel.
International Forex Markup
3.4%.
Welcome Benefits and Reward System
Special Features
Get a minimum 15% discount on dining at select restaurants.
Eligibility Criteria
Age Criteria: Minimum 21 years to maximum 60 years
Salaried or Self Employed
Minimum Net Salary of INR 25,000 per month or Income Tax Return of INR 5 Lakhs and above
Benefits
Cashback on all spends.
Travel benefits.
Dining discounts.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
The card has been discontinued now.
Contact Details
Toll Free No: 1800 103 6000
1800 103 1212
Email: yestouchcc@yesbank.in
Account Opening and Procedure
Recommended Credit Cards
Pros:-
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Cons:-
Welcome Benefit: Users will get INR 250 cashback on the first transaction of INR 2500.
Reward System: Users can get up to 5% cashback on movie ticket bookings and grocery shopping, and 0.50% cashback on all other spending.
4 complimentary rounds of green fees and 1 complimentary golf lesson every calendar month at select Golf courses in India.
A minimum 15% discount on dining at select restaurants.
Limited number of value add features.
No free movie tickets.
No free airport lounge visit.
Application Procedure
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Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review
Fees & Charges
First Year Membership Fee of INR 999 + Applicable Taxes
Renewal Membership Fee of INR 999 + Applicable Taxes
Interest Rate: 3.80% per month (45.6% annually) on Revolving Credit, Cash Advances and Overdue Amount
Cash Withdrawal Fee: INR 250 or 5% whichever is higher.
Forex Markup: 3.4%
Fuel Surcharge: 1%, waived for transaction between INR 400 to INR 5,000. ( max Rs 125)
Fuel Surcharge
1%, waived for transaction between INR 400 to INR 5,000. ( max Rs 125).
Billing Cycle
30 Days.