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Yes Prosperity Cashback Plus Credit Card
Rewards & Benefits
Welcome Benefits
Users will get cashback of INR 250 on spends of INR 2,500 in the first 30 days of card set up.
Milestone Benefits
Cashback Rate
5% cashback on movie ticket bookings, grocery shopping, and utility bill payments.
0.75% on all other spends except fuel.
Dining discount of 15%.
5% cashback on bill payments through YES PayNow.
Movie Benefits
Rewards: 5% cashback on movie ticket bookings, grocery shopping, and utility bill payments. 0.75% on all other spends except fuel.
Dining Benefits
Other Benefits
Insurance coverage also offered. 
Lounge Access
Fees & Charges
Joining Fee
Annual Fee
Cash Advance Fee
Cash Withdrawal Fees: 2.5% of amount withdrawn or INR 300, whichever is higher.
Interest rate
3.6% p.m (43.2%p.a).
Late Payment Fee
Late Payment Charges: INR 150 - INR 1000 for an outstanding amount ranging from INR 150 to INR 20,000 and above.
Foreign Currency Transactions Fee
Foreign Currency Markup: 3.40%
Other Fees
Annual membership: INR 999 plus taxes. | Renewal membership fees: INR 99 (plus taxes) | Reward Redemption Fees: INR 100 | Fuel Surcharge: 1%, however, surcharge waived for transactions between INR 400 to INR 5,000. (max waiver of INR 125 in a statement cycle).
Cons
Card does not provide domestic lounge visit.
Cap of Rs 125 on fuel surcharge waiver.
No movie offers.
Limited number of value add features.
Welcome Benefits: Users will get cashback of INR 250 on spends of INR 2,500 in the first 30 days of card set up.
Rewards: 5% cashback on movie ticket bookings, grocery shopping, and utility bill payments. 0.75% on all other spends except fuel.
5% cashback on bill payments through YES PayNow
Other Benefits: Insurance coverage, and dining discount.
Rewards & Benifits
Welcome Benefits
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Rewards System
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International Forex Markup
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Welcome Benefits and Reward System
Special Features
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Eligibility Criteria
Age Criteria: Minimum 21 years to maximum 60 years.
Salaried or Self Employed.
Minimum Net Salary of INR 35,000 per month or Income Tax Return of INR 5 Lakhs and above
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
You can apply for the Yes Bank Prosperity Cashback Plus Credit Card online or by visiting a Yes Bank branch. Here are the steps on how to apply online:
Go to the Yes Bank website and click on the "Credit Cards" tab.
Select the "Prosperity Cashback Plus Credit Card" from the list of cards.
Click on the "Apply Now" button.
You will be redirected to a new page where you will need to fill out an application form.
Provide your personal and financial information as requested in the form.
Upload scanned copies of your PAN card, address proof, and income proof.
Click on the "Submit" button.
Your application will be reviewed by Yes Bank and you will be notified of the decision within a few days.
Contact Details
Toll Free No: 1800 103 6000
1800 103 1212
Email: yestouchcc@yesbank.in
Account Opening and Procedure
Recommended Credit Cards
Pros:-
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Cons:-
Welcome Benefits: Users will get cashback of INR 250 on spends of INR 2,500 in the first 30 days of card set up.
Rewards: 5% cashback on movie ticket bookings, grocery shopping, and utility bill payments. 0.75% on all other spends except fuel.
5% cashback on bill payments through YES PayNow
Other Benefits: Insurance coverage, and dining discount.
Card does not provide domestic lounge visit.
Cap of Rs 125 on fuel surcharge waiver.
No movie offers.
Limited number of value add features.
Yes Prosperity Cashback Plus Credit Card is unique cashback credit card from Yes Bank. Its biggest attraction is its uncapped 5% cashback on grocery and utility bill payments. This card is a must have credit card for middle class individuals.
Yes Prosperity Cashback Plus Credit Card is unique cashback credit card from Yes Bank. Its biggest attraction is its uncapped 5% cashback on grocery and utility bill payments. This card is a must have credit card for middle class individuals.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review
Fees & Charges
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Fuel Surcharge
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Billing Cycle
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