Yes Prosperity Reward Credit Card
MyRupaya Ratings
Product Details
Credit Card Name :
MakeMyTrip ICICI Bank Credit Card
Bank Name :
ICICI Bank
Type :
Travel Credit Card
Interest Rate :
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Eligibility :
Age Criteria: Minimum 21 years to maximum 60 years
Salaried or Self Employed.
Minimum Net Salary of INR 25,000 per month or Income Tax Return of INR 5 Lakhs and above."
Pros
Reward System: 1 Reward Point = INR 0.25. Users will get 4 reward points for every INR 200 on travel & dining spends, a cashback rate of 0.5%. 2 reward points for every INR 200 on all categories. The effective cashback rate is 0.25%.
Upto 3 free add-on cards.
A minimum 15% discount on dining at select restaurants.
Preferential Foreign Currency Markup at 3.4%
Cons
Low cashback rate.
Limited number of value add features.
Pros & Cons
Welcome Benefits
None.
Rewards System
1 Reward Point = INR 0.25. Users will get 4 reward points for every INR 200 on travel & dining spends, a cashback rate of 0.5%. 2 reward points for every INR 200 on all categories. The effective cashback rate is 0.25%.
International Forex Markup
3.4%.
Welcome Benefits and Reward System
Special Features
A minimum 15% discount on dining at select restaurants.
Eligibility Criteria
Age Criteria: Minimum 21 years to maximum 60 years
Salaried or Self Employed.
Minimum Net Salary of INR 25,000 per month or Income Tax Return of INR 5 Lakhs and above."
Benefits
Travel benefits.
Zero liability protection.
Lowest forex markup.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
ou can apply for the Yes Bank Prosperity Reward Credit Card online or by visiting a Yes Bank branch. Here are the steps on how to apply online:
Go to the Yes Bank website and click on the "Apply for Credit Card" tab.
Select the Yes Bank Prosperity Reward Credit Card and click on the "Apply Now" button.
Enter your personal and financial information.
Upload your scanned copies of your PAN card, address proof, and income proof.
Submit your application and wait for the bank to process it.
Contact Details
Toll Free No: 1800 103 6000
1800 103 1212
Email: yestouchcc@yesbank.in
Account Opening and Procedure
Recommended Credit Cards
Pros:-
Change the text to include your own content. Adjust the font, size or scale to customize the style.
Cons:-
Reward System: 1 Reward Point = INR 0.25. Users will get 4 reward points for every INR 200 on travel & dining spends, a cashback rate of 0.5%. 2 reward points for every INR 200 on all categories. The effective cashback rate is 0.25%.
Upto 3 free add-on cards.
A minimum 15% discount on dining at select restaurants.
Preferential Foreign Currency Markup at 3.4%
Low cashback rate.
Limited number of value add features.
Yes Bank Prosperity Reward Credit card has limited number of value add benefits. Further, it offers a low cashback rate. It has now been discontinued by Yes Bank.
Yes Bank Yes Prosperity Rewards Credit Card
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review
Fees & Charges
Annual membership: Rs 399 plus taxes (waived on total retail spends of INR 10,000 within 30 days of card set up date).
Renewal membership fees: Rs 399 (plus taxes) Spend ₹1,00,000 in card anniversary year and get
waiver on renewal fee for the subsequent year.Interest Rate: 3.8% p.m (45.60%p.a).
Late Payment Charges: Rs 150 - Rs 1000 for an outstanding amount ranging from Rs 150 to Rs 20,000 and above.
Cash Withdrawal Fees: 2.5% of amount withdrawn or ₹300, whichever is higher.
Reward Redemption fees: Rs 100.
Fuel Surcharge : 1%, waiver for transaction between ₹400 to ₹5,000 only. (max Rs 125 in a statement cycle)
Foreign Currency Mark-up : 3.4%
Fuel Surcharge
1%, waiver for transaction between ₹400 to ₹5,000 only. (max Rs 125 in a statement cycle) .
Billing Cycle
30 Days