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Product Details
Bank Name

Jana Small Finance Bank

Eligibility

Both new and existing customers of Jana Small Finance Bank can open a Liquid Plus Fixed Deposit. Eligible customers include:
Individuals
Proprietorships
HUF (Hindu Undivided Family)
Corporates
Trusts, Partnerships, NGOs, and more

Interest Rate

Up to 6.75%

Tenure

7 - 180 days

Fixed Deposit Type

Short Term

Liquid Plus Fixed Deposit

Liquid Plus Fixed Deposit

Tax Benefits

None

Credit Ratings

IND A-/Stable

Interest Payment Frequency

At maturity.

Cummulative/Non-Cummulative

Non Cumulative

Features
  • Minimum tenure of 7 days and a maximum of 180 days.

  • No Pre-Maturity penalty.

  • Partial withdrawal is available.

  • Overdraft facility.

  • Same-day redemption.

Minimum Investment Amount

10,00,000

Features & Benefits
Pros
  • No penalty on pre-withdrawal.

  • Same-day redemption allows users to access funds instantly.

  • Overdraft facility.

Cons
  • The minimum deposit required is  Rs.10,00,000.

Pros & Cons
Account Opening  Procedure
How to Open?

Visit the nearest branch of Jana Small Finance Bank, where our Relationship Managers will assist you with the application process. You can also contact our Customer Care team to schedule an appointment with a Relationship Manager.

Application Procedure

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