उत्पाद विवरण
बैंक का नाम
Bank of India
खाता नाम
BOI Savings Plus Scheme
खाते का प्रकार
Saving
ब्याज दर
Upto ₹ 1.00 lakhs -2.75% and above ₹ 1.00 lakhs - 2.90%
निःशुल्क डेबिट कार्ड
खाता खोलने का शुल्क
0
वार्षिक रखरखाव शुल्क
0
Minimum Account Balance
The minimum balance in the savings bank is Rs.1,00,000 and the minimum balance in Term Deposit is Rs.25,000.
डेबिट कार्ड शुल्क
एनईएफटी शुल्क
Free online
आईएमपीएस शुल्क
Free online
फीस और शुल्क
BOI Savings Plus Scheme
विशेष लक्षण
BOI Savings Plus is a mix of savings bank accounts and term deposit accounts. It aims to maximize the customer's earnings without jeopardizing liquidity.
Any amount in excess of Rs.1,00,000 in the SB portion will be auto-swept out into the SDR or DBD portion in multiples of Rs.25,000 on a daily basis.
All benefits of SB Diamond account scheme shall also be available to these accounts.
पात्रता मापदंड
फ़ायदे
विशेषताएं, पात्रता और लाभ
पक्ष विपक्ष
पेशेवरों
BOI Savings Plus is a mix of savings bank accounts and term deposit accounts.
It aims at maximizing the earnings for the customer, without jeopardizing liquidity.
Free ATM cum debit card with no renewal charges.
Nil processing charges on retail loans.
No charges for making DDs.
दोष
High minimum balance requirement.
Low interest rate.
Application Procedure
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पैराग्राफ़ टेक्स्ट जोड़ें। फ़ॉन्ट, आकार और अन्य जानकारी अपडेट करने के लिए “टेक्स्ट संपादित करें” पर क्लिक करें। टेक्स्ट थीम बदलने और पुनः उपयोग करने के लिए, साइट स्टाइल पर जाएँ।
उत्पाद समीक्षा
खाता खोलने की प्रक्रिया और प्रक्रिया
How to open an Account?
Opening a BOI Savings Plus Scheme with Bank of India combines the benefits of a savings account and a fixed deposit. Here's how to get started:
1. Visit a Bank of India Branch:
Locate your nearest Bank of India branch.
Inform the bank representative that you wish to open a BOI Savings Plus Scheme.
2. Provide Necessary Documents:
Identity Proof:
PAN Card (Mandatory)Aadhaar Card (Mandatory)
Passport
Voter ID card
Driving LicenseAddress Proof:
Passport
Aadhaar Card
Voter ID card
Utility billsPhotographs:Two passport-sized photographs
3. Account Opening Form:
The bank representative will provide an account opening form.
Fill in the required details accurately.
4. Submit Documents and Initial Deposit:
Submit the completed form and all the required documents.
Make an initial deposit to open the account (minimum balance may vary).
5. Account Activation:
Once your account is opened, you'll receive your account number, passbook, and other relevant details.