उत्पाद विवरण
बैंक का नाम
Bank of India
खाता नाम
Pratham Savings Account
खाते का प्रकार
Saving
ब्याज दर
Upto ₹ 1.00 lakhs -2.75% and above ₹ 1.00 lakhs - 2.90%
निःशुल्क डेबिट कार्ड
Rupay NCMC
खाता खोलने का शुल्क
0
वार्षिक रखरखाव शुल्क
0
Minimum Account Balance
0
डेबिट कार्ड शुल्क
0 for the first year.
एनईएफटी शुल्क
Free online
आईएमपीएस शुल्क
Free online
फीस और शुल्क
Pratham Savings Account
विशेष लक्षण
No minimum balance requirement.
No charges on online RTGS/ IMPS transactions.
पात्रता मापदंड
Minor individuals below the age of 18.
फ़ायदे
विशेषताएं, पात्रता और लाभ
पक्ष विपक्ष
पेशेवरों
Zero minimum balance requirements.
Internet Banking/Mobile banking facility is available.
दोष
Very few features.
Low interest rate.
Application Procedure
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पैराग्राफ़ टेक्स्ट जोड़ें। फ़ॉन्ट, आकार और अन्य जानकारी अपडेट करने के लिए “टेक्स्ट संपादित करें” पर क्लिक करें। टेक्स्ट थीम बदलने और पुनः उपयोग करने के लिए, साइट स्टाइल पर जाएँ।
उत्पाद समीक्षा
खाता खोलने की प्रक्रिया और प्रक्रिया
How to open an Account?
To open a savings account with Bank of India, you can follow these general steps:
Visit a Bank of India branch: Go to the nearest branch and inform the bank representative that you want to open a savings account.
Choose an account type: Bank of India offers various savings account options, such as the Classic Savings Account, Gold Savings Account, and Diamond Savings Account. Each account type has different features, benefits, and minimum balance requirements. Choose the account that best suits your needs.
Provide necessary documents: You will need to submit the following documents:
Identity proof: Passport, Aadhaar card, PAN card, Voter ID card, or driving license
Address proof: Passport, Aadhaar card, Voter ID card, or utility billsPhotographs: Two passport-sized photographs
Fill out the account opening form: The bank representative will provide you with an account opening form. Fill in the required details accurately.
Submit the documents: Submit the completed form and all the required documents to the bank representative.
Make an initial deposit: You may be required to make an initial deposit to open the account. The minimum deposit amount may vary depending on the account type.
Receive your account details: Once your account is opened, you will receive your account number, passbook, and other relevant details.