उत्पाद विवरण
बैंक का नाम
CSB Bank
खाता नाम
CSB Senior Citizen Independence Savings Account
खाते का प्रकार
Saving
ब्याज दर
Up to and including Rs 1 Lakh-2.10%,Up to and including Rs 25 Lakh-2.75%
निःशुल्क डेबिट कार्ड
RuPay Platinum International Debit Card
खाता खोलने का शुल्क
0
वार्षिक रखरखाव शुल्क
0
Minimum Account Balance
Minimum Average Monthly Balance to be maintained is Rs. 10,000
डेबिट कार्ड शुल्क
NIL
एनईएफटी शुल्क
Free through net banking.
आईएमपीएस शुल्क
Free through net banking.
फीस और शुल्क
CSB Senior Citizen Independence Savings Account
विशेष लक्षण
Up to 100% discount on a locker rental.
Rs 10 Lakhs free cash deposit limit per month.
Complimentary airport lounge access (once per quarter).
Waiver of annual maintenance charges on Demat A/c for the 1st year.
ATM cash withdrawal limit of Rs 75,000 per day.
पात्रता मापदंड
Only senior citizens can open this account.
फ़ायदे
विशेषताएं, पात्रता और लाभ
पक्ष विपक्ष
पेशेवरों
The debit card provides several benefits such as comprehensive insurance cover of Rs 2 lakhs, unlimited free ATM transactions at any CSB bank ATM, Rs 200 off on PharmEasy/Netmeds on a minimum spend of Rs 1100 (once per quarter), complementary/discounted health check-up facility - SRL Diagnostic/Thyrocare (once a quarter), 20% instant discount up to Rs 100 on recharge/bill payments (minimum order value of Rs 129, once per month) on Amazon Pay, 20% instant discount upto Rs 100 with minimum order value of Rs 129 (Once a month, on Fridays only) on Swiggy.
Complimentary airport lounge access (once per quarter).
Free RuPay Platinum International debit card.
Free NEFT/RTGS transfers (online).
दोष
Low interest rates.
No concession for processing charges of loan for senior citizens.
Application Procedure
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पैराग्राफ़ टेक्स्ट जोड़ें। फ़ॉन्ट, आकार और अन्य जानकारी अपडेट करने के लिए “टेक्स्ट संपादित करें” पर क्लिक करें। टेक्स्ट थीम बदलने और पुनः उपयोग करने के लिए, साइट स्टाइल पर जाएँ।
उत्पाद समीक्षा
खाता खोलने की प्रक्रिया और प्रक्रिया
How to open an Account?
Steps to Open the Account:
Visit a CSB Bank Branch: Locate your nearest branch.
Request Account Opening Form: Obtain the specific form for the Senior Citizen Independence Savings Account.
Fill the Form: Provide accurate and complete information.
Submit Documents and Initial Deposit: Submit the filled form, required documents, and the initial deposit.
Account Activation: The bank will review your application and activate your account.