उत्पाद विवरण
बैंक का नाम
DCB Bank
खाता नाम
DCB Basic Savings Bank Deposit Account
खाते का प्रकार
Saving
ब्याज दर
Up to 1 lakh-1.75% and from 1 lakh to less than 5 Lakh: 2.75% and from 5 lakh to less than 10 Lakh: 4.75%, and from 10 lakh to less than 25 Lakh: 7.40%.
निःशुल्क डेबिट कार्ड
Yes
खाता खोलने का शुल्क
0
वार्षिक रखरखाव शुल्क
0
Minimum Account Balance
0
डेबिट कार्ड शुल्क
0
एनईएफटी शुल्क
Free through Net Banking
आईएमपीएस शुल्क
AMB is Rs.25,000 or more: Free
AMB is less than Rs. 25,000: 10 transactions free per month; thereafter per transaction charges are upto Rs. 7.50 per transaction
फीस और शुल्क
DCB Basic Savings Bank Deposit Account
विशेष लक्षण
Zero balance account.
पात्रता मापदंड
Indian resident.
Age should be a minimum of 18.
फ़ायदे
विशेषताएं, पात्रता और लाभ
पक्ष विपक्ष
पेशेवरों
Free NEFT and IMPS transfer (upto a threshold).
Zero balance account.
Free debit card.
दोष
Limited value add features.
Interest rate is average.
DCB Basic Savings Bank Deposit Account Review
The account offers limited value add features. The interest rate is average. Overall the account has limited appeal.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
खाता खोलने की प्रक्रिया और प्रक्रिया
How to open an Account?
You can open a DCB Basic Savings Bank Deposit Account (BSBDA) by visiting the nearest DCB Bank branch.
Eligibility:
You must be an Indian resident.
You must be at least 18 years old.
Documents required:
Photo ID proof (Aadhaar card, PAN card, etc.)
Address proof (Aadhaar card, driving license, etc.)
Passport-size photographs