उत्पाद विवरण
बैंक का नाम
DCB Bank
खाता नाम
DCB Classic Savings Account
खाते का प्रकार
Saving
ब्याज दर
Up to 1 lakh-1.75% and from 1 lakh to less than 5 Lakh: 2.75% and from 5 lakh to less than 10 Lakh: 4.75%, and from 10 lakh to less than 25 Lakh: 7.40%.
निःशुल्क डेबिट कार्ड
No
खाता खोलने का शुल्क
0
वार्षिक रखरखाव शुल्क
0
Minimum Account Balance
INR 5,000
डेबिट कार्ड शुल्क
Issuance Fee: INR 199
Annual Fee: INR99
Replacement of Card: INR 199
एनईएफटी शुल्क
Free through Net Banking
आईएमपीएस शुल्क
AMB is Rs.25,000 or more: Free
AMB is less than Rs. 25,000: 10 transactions free per month; thereafter per transaction charges are upto Rs. 7.50 per transaction
फीस और शुल्क
DCB Classic Savings Account
विशेष लक्षण
पात्रता मापदंड
Indian resident.
Minimum age should be 18.
Minimal Average Quarterly Balance of INR 5,000
फ़ायदे
विशेषताएं, पात्रता और लाभ
पक्ष विपक्ष
पेशेवरों
5 free transactions per month at Visa ATMs.
Free NEFT and IMPS transfer if done online.
दोष
Minimal value add features.
The interest rate is not high.
DCB has limited branch and ATM network.
DCB Classic Savings Account
The product offers minimal value-added features. The interest rate is not too high. Overall the account has limited appeal.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
खाता खोलने की प्रक्रिया और प्रक्रिया
How to open an Account?
Online:
Visit the DCB Bank website and select "Account Opening."
Select Classic Savings Account in the website's account opening page
Enter your basic details and register.
Verify your mobile number.
Upload your photo, address, and identity proof.
Read the terms and conditions carefully and accept.
Your account will be opened instantly, and you will receive login details.
Offline:
Visit the nearest DCB Bank branch.
Fill out the account opening form.
Submit the required documents:Photo ID proof (Aadhaar card, PAN card, etc.)
Address proof (Aadhaar card, driving license, etc.)
Passport-size photographs
Pay any applicable fees.