उत्पाद विवरण
बैंक का नाम
DCB Bank
खाता नाम
DCB Elite Savings Account
खाते का प्रकार
Saving
ब्याज दर
Up to 1 lakh-2.25% and From 25 lakh to less than 2 Crore - 7.00%
निःशुल्क डेबिट कार्ड
Yes
खाता खोलने का शुल्क
0
वार्षिक रखरखाव शुल्क
0
Minimum Account Balance
INR 25000
डेबिट कार्ड शुल्क
Nil.
एनईएफटी शुल्क
Free through Net Banking
आईएमपीएस शुल्क
AMB is Rs.25,000 or more: Free
AMB is less than Rs. 25,000: 10 transactions free per month; thereafter per transaction charges are upto Rs. 7.50 per transaction
फीस और शुल्क
DCB Elite Savings Account
विशेष लक्षण
Account holder can choose any number of their choice as account number.
पात्रता मापदंड
Above 18.
Indian resident.
फ़ायदे
विशेषताएं, पात्रता और लाभ
पक्ष विपक्ष
पेशेवरों
Account Number of your choice.
50% discount on locker fee (subject to maintenance of average quarterly balance of Rs. 1,00,000).
High interest rate.
दोष
Ujjivan has limited branch and ATM network.
Minimal value add features.
DCB Elite Savings Account
The account offers a decent interest rate. However, the account offers minimal value add features.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
खाता खोलने की प्रक्रिया और प्रक्रिया
How to open an Account?
1. Check Eligibility:
Financial Criteria: You'll likely need to meet specific financial criteria, such as maintaining a minimum AQB.
Contact DCB Bank: Reach out to DCB Bank directly (via their website, app, or customer service) to inquire about the exact eligibility requirements for the Elite Savings Account.
2. Gather Documents:
Identity Proof: Aadhaar card, PAN card, passport, driver's license, or voter ID.
Address Proof: Passport, driver's license, voter ID, utility bills, or bank statements.
Photographs: Two recent passport-sized photographs.
3. Visit a DCB Bank Branch:
Schedule an Appointment: It's advisable to schedule an appointment with a Relationship Manager at the bank branch.
4. Complete the Application:
Provide Information: Fill out the application form with your personal and financial details.
KYC Verification: Undergo Know Your Customer (KYC) verification by providing necessary documents.
5. Account Opening:
Approval: Once your application is approved, your DCB Elite Savings Account will be opened.
Welcome Kit: You may receive a welcome kit with details about your account and its benefits.