उत्पाद विवरण
बैंक का नाम
DCB Bank
खाता नाम
DCB Happy Savings Account
खाते का प्रकार
Saving
ब्याज दर
Up to 1 lakh-1.75% and from 1 lakh to less than 5 Lakh: 2.75% and from 5 lakh to less than 10 Lakh: 4.75%, and from 10 lakh to less than 25 Lakh: 7.40%.
निःशुल्क डेबिट कार्ड
No
खाता खोलने का शुल्क
0
वार्षिक रखरखाव शुल्क
0
Minimum Account Balance
Rs. 10,000 and for the purpose of cashback the minimum average quarterly balance is Rs 25,000
डेबिट कार्ड शुल्क
Visa Classic credit card with an issuance fee of INR 199 and thereafter INR 99 annually.
एनईएफटी शुल्क
Free through Net Banking
आईएमपीएस शुल्क
AMB is 25,000 or more: Free
AMB is less than 25,000: 10 transactions free per month; thereafter per transaction charges as below:
Upto 1,000: Nil
1,001 and upto 25,000: 4.50 per transaction
25,001 and above: 7.50 per transaction
फीस और शुल्क
DCB Happy Savings Account
विशेष लक्षण
Cashback on all UPI transactions grater than INR 500.
पात्रता मापदंड
All resident Indian individuals and HUF are eligible to open this account.
फ़ायदे
विशेषताएं, पात्रता और लाभ
पक्ष विपक्ष
पेशेवरों
Cashback on all UPI transactions greater than INR 500. Maximum cashback in a year is INR 7,500.
दोष
No free debit card.
Low interest rate.
DCB Happy Savings Account Review
The account offers a relatively low interest rate. The account offers a few value add features. Overall the account has limited appeal.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
खाता खोलने की प्रक्रिया और प्रक्रिया
How to open an Account?
To open a DCB Happy Savings Account, you'll need to visit a DCB Bank branch in person. Here's what you'll generally need:
Documents:
Proof of Identity: Aadhaar card, PAN card, passport, or voter ID card
Proof of Address: Recent utility bill (electricity, water, gas), driver's license, or passport
Recent passport-sized photographs
Steps:
Visit a DCB Bank Branch: Locate the nearest DCB Bank branch to you.
Obtain an Account Opening Form: Request an account opening form from the bank staff.
Fill Out the Form: Complete the form accurately with your personal details.
Submit Documents: Submit the completed form along with the required documents and photographs.
Account Activation: Once your application is processed and approved, your account will be activated.