उत्पाद विवरण
बैंक का नाम
DCB Bank
खाता नाम
DCB Privilege Savings Account
खाते का प्रकार
Saving
ब्याज दर
Up to 1 lakh-1.75% and from 1 lakh to less than 5 Lakh: 2.75% and from 5 lakh to less than 10 Lakh: 4.75%, and from 10 lakh to less than 25 Lakh: 7.40%.
निःशुल्क डेबिट कार्ड
Yes
खाता खोलने का शुल्क
0
वार्षिक रखरखाव शुल्क
0
Minimum Account Balance
Rs. 5,00,000
डेबिट कार्ड शुल्क
0
एनईएफटी शुल्क
Free through Net Banking
आईएमपीएस शुल्क
AMB is Rs.25,000 or more: Free
AMB is less than Rs. 25,000: 10 transactions free per month; thereafter per transaction charges are upto Rs. 7.50 per transaction.
फीस और शुल्क
DCB Privilege Savings Account
विशेष लक्षण
Dedicated relationship manager.
पात्रता मापदंड
Indian resident above 18 can open the account.
फ़ायदे
विशेषताएं, पात्रता और लाभ
पक्ष विपक्ष
पेशेवरों
Priority service at branches for expedited banking transactions.
DCB Debit Card - Choice of Visa or Rupay Platinum Card.
5 free transactions per month at Visa ATMs.
Free demand drafts and pay orders upto 5 Crore per month.
दोष
DCB has limited branch network.
Low interest rate.
DCB Privilege Savings Account
The account comes with a number of benefits. However, the account offers low interest rate, which limits its appeal.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
खाता खोलने की प्रक्रिया और प्रक्रिया
How to open an Account?
To open a DCB Privilege Savings Account, you can follow these steps:
1. Visit the DCB Bank Branch:
Locate the nearest DCB Bank branch to your residence.
Visit the branch during business hours.
Request an account opening form from the bank representative.
2. Fill Out the Application Form:
Provide accurate and complete information in the application form, including your personal details, contact information, and other required information.
3. Submit Required Documents:
Submit the following documents along with the filled-out application form:
Identity Proof: Aadhaar card, PAN card, passport, or voter ID card
Address Proof: Recent utility bills, driver's license, or passportPhotographs: Two recent passport-sized photographs
4. Deposit the Minimum Balance:
Deposit the minimum balance required to open the Privilege Savings Account. The exact amount may vary, so it's best to inquire with the bank representative.
5. Account Activation:
Once the bank verifies your documents and processes your application, your account will be activated. You will receive your account details, including your account number, cheque book, and debit card.