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उत्पाद विवरण
बैंक का नाम

Bank of India

खाता नाम

Diamond Government Salary Account

खाते का प्रकार

Salary account

ब्याज दर

Upto ₹ 1.00 lakhs - 2.75% and above ₹ 1.00 lakhs - 2.90%

निःशुल्क डेबिट कार्ड

Rupay Select

Diamond Government Salary Account
खाता खोलने का शुल्क

0

वार्षिक रखरखाव शुल्क

0

Minimum Account Balance

Average quarterly balance of Rs. 5,00,000.

डेबिट कार्ड शुल्क

Issuance is free and thereafter chargeable.

एनईएफटी शुल्क

Free if done through net banking/mobile banking

आईएमपीएस शुल्क

Free if done through net banking/mobile banking

फीस और शुल्क

Diamond Government Salary Account

0
विशेष लक्षण

  • 100% concession in processing charges in retail loans.

  • 100% waiver on credit card issuance charges.

  • 10 bps concession in rate of interest in retail loans. 

  • 100% concession in locker rent.

  • Specialized savings account designed to cater to the needs of all government sector employees.

पात्रता मापदंड

  • All private sector employees/ corporate employees drawing regular salary.

  • Private sector employees of university, schools and colleges or any other such institution/ training colleges (training and non-training staffs).

फ़ायदे
विशेषताएं, पात्रता और लाभ
पक्ष विपक्ष
पेशेवरों

  • 100% waiver on credit card issuance charges.

  • Internet banking/Mobile banking facility is available.

  • Group personal accidental death insurance cover of Rs. 100 lakh

  • 100% concession in processing charges in retail loans.

  • 100% concession in locker rent.

  • 10 bps concession in rate of interest in retail loans. 

  • Permanent total disability cover of upto Rs.50 lakh.

  • Permanent partial disability cover of upto Rs.25 lakh.

  • Air accidental insurance of upto Rs.200 lakhs.

  • Educational benefits of upto Rs.10 lakh.

  • Users can avail of instant personal loans equal to 6 months' net salary.

दोष

  • Low interest rate,

  • No cashback or rewards benefits.

  • High average quarterly balance requirements.

Application Procedure

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पैराग्राफ़ टेक्स्ट जोड़ें। फ़ॉन्ट, आकार और अन्य जानकारी अपडेट करने के लिए “टेक्स्ट संपादित करें” पर क्लिक करें। टेक्स्ट थीम बदलने और पुनः उपयोग करने के लिए, साइट स्टाइल पर जाएँ।

उत्पाद समीक्षा
खाता खोलने की प्रक्रिया और प्रक्रिया
How to open an Account?

Here's how to open an Private Salary Account with Bank of India:

  1. Visit a Bank of India branch: Go to the nearest branch and inform the bank representative that you want to open an Private Salary Account.

  2. Provide necessary documents: You will need to submit the following documents:Identity proof: Passport, Aadhaar card, PAN card, Voter ID card, or driving license
    Address proof: Passport, Aadhaar card, Voter ID card, or utility bills
    Photographs: Two passport-sized photographs
    Service proof: If you are serving personnel, you will need to provide your service ID card or a letter from your commanding officer.

  3. Fill out the account opening form: The bank representative will provide you with an account opening form. Fill in the required details accurately.

  4. Submit the documents: Submit the completed form and all the required documents to the bank representative.

  5. Make an initial deposit: You may be required to make an initial deposit to open the account. The minimum deposit amount may vary.

  6. Receive your account details: Once your account is opened, you will receive your account number, passbook, and other relevant details.

आवेदन की प्रक्रिया
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