उत्पाद विवरण
बैंक का नाम
Equitas Small Finance Bank
खाता नाम
Elite Saving Account
खाते का प्रकार
Saving
ब्याज दर
Upto 1 Lakh - 3.5% Above 1 Lakh And Upto 5 Lakh 5.5% Above 5 Lakh And Upto 5 Crore 7%
निःशुल्क डेबिट कार्ड
Yes
खाता खोलने का शुल्क
0
वार्षिक रखरखाव शुल्क
0
Minimum Account Balance
INR 5 Lakh
डेबिट कार्ड शुल्क
0
एनईएफटी शुल्क
Free
आईएमपीएस शुल्क
Free
फीस और शुल्क
Elite Saving Account
विशेष लक्षण
Feature rich debit card offers such as best-In-Class Offer with 1.5% Foreign Exchange Mark up on all International Spends, free domestic lounge visits 3 per quarter, etc. No Surcharge on fuel.
पात्रता मापदंड
फ़ायदे
विशेषताएं, पात्रता और लाभ
पक्ष विपक्ष
पेशेवरों
Feature rich debit card issued free of charge.
Waiver of fees on multiple facilities such as unlimited ATM withdrawal, free cheque pick-up.
Free personal accident cover of INR 20 Lakh.
Waiver on locker fee. Free IMPS and NEFT transfer.
Multiple facilities are offered free of cost such as home pick-up of cheque, free use of other bank's ATM, etc.
High interest rate.
दोष
Minimum Account Balance of INR 5 Lakh.
Equitas has limited branch and ATM network.
Equitas Elite Saving Account Review
The account comes with a number of value add features. The account offers a high interest rate.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
खाता खोलने की प्रक्रिया और प्रक्रिया
How to open an Account?
Check Eligibility:Financial Criteria: Ensure you meet the bank's requirements for AQB or TRV.
Contact Equitas Bank: Reach out to Equitas Bank directly (via their website, app, or customer service) to inquire about the specific eligibility criteria for the Elite Savings Account.Gather Documents:
Identity Proof: Aadhaar card, PAN card, passport, driver's license, or voter ID.Address Proof: Passport, driver's license, voter ID, utility bills, or bank statements.
Photographs: Two recent passport-sized photographs.
Visit an Equitas Bank Branch:Schedule an Appointment: It's advisable to schedule an appointment with a Relationship Manager at the bank branch.
Complete the Application:Provide Information: Fill out the application form with your personal and financial details.
KYC Verification: Undergo Know Your Customer (KYC) verification by providing necessary documents.Account Opening:Approval: Once your application is approved, your Equitas Elite Savings Account will be opened.
Welcome Kit: You may receive a welcome kit with details about your account and its benefits.