top of page
उत्पाद विवरण
बैंक का नाम

Suryoday Small Finance Bank

खाता नाम

Espire Lite

खाते का प्रकार

Saving

ब्याज दर

Up to and including Rs. 1 Lakh: 3.00%
Above Rs. 1 Lakh up to & including Rs. 5 Lakh: 5.00%
Above Rs. 5 Lakh up to & including Rs. 10 Lakh: 7.25%
Above Rs. 10 Lakh up to & including Rs 2 Crore: 7.50%

निःशुल्क डेबिट कार्ड

Yes, RuPay International Debit Card.

Espire Lite
खाता खोलने का शुल्क

0

वार्षिक रखरखाव शुल्क

0

Minimum Account Balance

Averag monthly balance of 7,50,000 per month or total relationship value of ₹30,00,000

डेबिट कार्ड शुल्क

Nil

एनईएफटी शुल्क

Unlimited free via Net Banking/Mobile Banking.

आईएमपीएस शुल्क

Nil

फीस और शुल्क

Espire Lite

0
विशेष लक्षण

  • Free debit card.

पात्रता मापदंड

  • Resident individual (single or joint Holders) or Hindu undivided family or minor under-appointed guardian can open the account. 

फ़ायदे
विशेषताएं, पात्रता और लाभ
पक्ष विपक्ष
पेशेवरों

  • No charges on IMPS transactions.

  • Unlimited free transactions on other bank ATMs in India. 

  • No IMPS and NEFT transaction fee.

  • Year-round offers across categories: Lounge access, Insurance, Concierge services, Golf, GYM, Health, OTT and Spa services.

दोष

  • High annual maintenance balance.

  • Bank has limited branch and ATM network.

Suryoday Small Finance Bank Espire Lite

The account comes with high interest rate. The account offers a number of value add feature such as free premium debit card, free NEFT and IMPS transfer, unlimited free transaction on other bank ATMs. Overall it is a good account. Only con is that the bank has limited ATM and branch network.

Abhijeet Saxena

Abhijeet Saxena

Nalsar University of Law

Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi

Ex - Khaitan & Co. Bengaluru,

Ex - National Stock Exchange, Mumbai,

Ex - Argus Partners, Mumbai

उत्पाद समीक्षा
खाता खोलने की प्रक्रिया और प्रक्रिया
How to open an Account?

  • Visit a Suryoday Bank Branch: Go to your nearest branch and inform the bank representative about your interest in opening a Espire Lite Account.

  • Submit Application: Fill out the necessary application form and submit it to the bank.

  • Provide Required Documents: You'll need to provide the following documents:Proof of Identity: PAN Card, Aadhaar Card, Voter ID, Passport, or Driving License
    Proof of Address: Passport, Aadhaar Card, Voter ID, Driving License, or Utility Bill
    Photographs: Two recent passport-sized photographs

  • Initial Deposit: You may be required to make an initial deposit to open the account. The minimum deposit amount may vary, so inquire at the branch.

आवेदन की प्रक्रिया
bottom of page