उत्पाद विवरण
बैंक का नाम
Karur Vysya Bank Limited
खाता नाम
Freedom Savings for Professionals
खाते का प्रकार
Savings Account.
ब्याज दर
Balance up to Rs.5 Lakh-2.25%. Balance above Rs.5 Lakh up to Rs.10 Lakh-2.50%. Balance above Rs.10 Lakh to less than Rs. 1 Crore-3.00%.
निःशुल्क डेबिट कार्ड
Yes.
खाता खोलने का शुल्क
INR 0
वार्षिक रखरखाव शुल्क
INR 0
Minimum Account Balance
INR 5,000
डेबिट कार्ड शुल्क
Nil.
एनईएफटी शुल्क
Free if done through net banking/mobile banking.
आईएमपीएस शुल्क
Free - Up to INR 1,000/-. Beyond INR 1,000: INR 5.
फीस और शुल्क
Freedom Savings for Professionals
विशेष लक्षण
Free Cheque book - 25 leaves per year.
पात्रता मापदंड
The KVB Freedom Savings Account for Professionals is designed for, as the name suggests, professionals. This means eligibility is based on your occupation and income. Here's a breakdown of the criteria:
Occupation:
You must be employed in a recognized profession. This typically includes doctors, lawyers, engineers, accountants, architects, chartered financial analysts, IT professionals, and other salaried individuals with similar qualifications and income levels.
Self-employed professionals like doctors running their own clinic or lawyers with their own practice might also be eligible, but additional documentation of income and financial stability might be required.
Income:
You must have a minimum annual income of Rs. 3 lakhs or above. This can be salaried income or income from your professional practice if self-employed.
फ़ायदे
विशेषताएं, पात्रता और लाभ
पक्ष विपक्ष
पेशेवरों
Free Cheque book - 25 leaves per year.
Free Debit card, Internet Banking, KVB Dlite Mobile banking facilities.
दोष
No premium value add feature provided with this account.
Low interest rate.
Limited branch network.
Limited number of ATMs.
Application Procedure
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पैराग्राफ़ टेक्स्ट जोड़ें। फ़ॉन्ट, आकार और अन्य जानकारी अपडेट करने के लिए “टेक्स्ट संपादित करें” पर क्लिक करें। टेक्स्ट थीम बदलने और पुनः उपयोग करने के लिए, साइट स्टाइल पर जाएँ।
उत्पाद समीक्षा
खाता खोलने की प्रक्रिया और प्रक्रिया
How to open an Account?
Opening a KVB Freedom Savings Account for Professionals is relatively straightforward, with options to suit your convenience:
Online:
Visit the KVB website: https://www.kvb.co.in/
Navigate to the "Personal" section, then "Accounts" -> "Savings Accounts".
Select "KVB Freedom Savings for Professionals" and click "Open Now".
Fill out the online application form, providing details like name, contact information, PAN number, proof of identity and address, and income documents.
Submit the application. You'll receive a reference number and further instructions via email.
Complete KYC verification through video call or visit a branch for physical verification.
Upon successful verification, your account will be activated and you'll receive welcome materials.
At a branch:
Locate your nearest KVB branch: https://www.kvb.co.in/locate-us/
Visit the branch with your KYC documents (proof of identity, address, and income).
Inform the representative you want to open a KVB Freedom Savings for Professionals account.
They will assist you with filling out the physical application form and guide you through required paperwork.
KYC verification might happen at the branch or through a video call later.
Once all steps are completed, your account will be activated and you'll receive welcome materials.