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उत्पाद विवरण
बैंक का नाम

Indian Bank

खाता नाम

IB CORP SB – Payroll package scheme for salaried class

खाते का प्रकार

Salary

ब्याज दर

Up to Rs.10 lakh - 2.75%
More than Rs.10 lakh to less than Rs.200 Cr - 2.80%
Rs. 200 Cr and above - 2.90%

निःशुल्क डेबिट कार्ड

Yes

IB CORP SB – Payroll package scheme for salaried class
खाता खोलने का शुल्क

NIL

वार्षिक रखरखाव शुल्क

​

Minimum Account Balance

NIL

डेबिट कार्ड शुल्क

Nil

एनईएफटी शुल्क

SB customers are waived from charges of NEFT online transactions

आईएमपीएस शुल्क

​

फीस और शुल्क

IB CORP SB – Payroll package scheme for salaried class

76
विशेष लक्षण
Rs.2 Lakhs-Insurance cover on debit card / Gold Credit card with 2 times of net salary for Government/Public sector employees and one month net salary for other employees. Credit limit Rs.20,000 – Rs.99,999.(Procedure for issuance of credit cards i.e based on scoring model remain same).
पात्रता मापदंड
Regular employees of Corporate firms, IT sector, ITES, State and Central Government Departments, Public Sector Undertakings, Semi Government organizations, Urban development authorities, Educational Institutions, MNCs, Hospitals, Hotels, Universities, Transport Corporations, Reputed Public Sector Companies, Hotels and select Private Sector Companies with at least six month service with their organization and whose salary is credited in our branches.
फ़ायदे
विशेषताएं, पात्रता और लाभ
पक्ष विपक्ष
पेशेवरों
60 free personalized cheque leaves per annum (includes 20 free offered to all SB accounts) 25% concession in respect of Demand drafts issued to the debit of the Savings Bank account for purpose other than business NEFT & RTGS – Free( If done Online ), Unlimited withdrawal counts with a per day limit of Rs.50,000 Maximum transaction at point of sales (pos)-Rs.1,00,000/-, Free personal accident insurance (death cover)- Rs.2 LAKHS – primary Card holder,Rs1 LAKH – First add on card Concession in processing charges ranging from 25% to 50% for retail loans viz., Home Loan, Vehicle loan, Salary loan, Personal loan etc. 25% concession on first year locker rent. All certifications viz., No due certificate, signature verification, photo attestation, interest certificate, balance confirmation certificate, certificate for dishonoured cheque, details of maintenance of account etc. offered free of cost.
दोष
Very low interest rate
Application Procedure

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पैराग्राफ़ टेक्स्ट जोड़ें। फ़ॉन्ट, आकार और अन्य जानकारी अपडेट करने के लिए “टेक्स्ट संपादित करें” पर क्लिक करें। टेक्स्ट थीम बदलने और पुनः उपयोग करने के लिए, साइट स्टाइल पर जाएँ।

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