उत्पाद विवरण
बैंक का नाम
Suryoday Small Finance Bank
खाता नाम
Insta Saving Account
खाते का प्रकार
Saving
ब्याज दर
Up to and including Rs. 1 Lakh: 3.00%
Above Rs. 1 Lakh up to & including Rs. 5 Lakh: 5.00%
Above Rs. 5 Lakh up to & including Rs. 10 Lakh: 7.25%
Above Rs. 10 Lakh up to & including Rs 2 Crore: 7.50%
निःशुल्क डेबिट कार्ड
No.
खाता खोलने का शुल्क
10,000
वार्षिक रखरखाव शुल्क
Nil
Minimum Account Balance
Nil
डेबिट कार्ड शुल्क
RuPay Classic EMV Chip Debit Card: INR 423. INR 200 from the second year onwards.
एनईएफटी शुल्क
Unlimited free via Net Banking/Mobile Banking.
आईएमपीएस शुल्क
5 free via Net Banking/Mobile Banking. IMPS Payment (Outward) Upto INR 100,000 per transaction: INR 5. Above INR 100,000 to INR 500,000 per transaction: INR 10.
फीस और शुल्क
Insta Saving Account
विशेष लक्षण
No charges on NEFT online transactions.
पात्रता मापदंड
Indian resident.
Age should be a minimum of 18.
फ़ायदे
विशेषताएं, पात्रता और लाभ
पक्ष विपक्ष
पेशेवरों
High interest rate.
No minium balance requirement.
Free NEFT and IMPS (up to a limit)
दोष
No free debit card.
Minimum initial payment amount is 10,000.
Suryoday Small Finance Bank Insta Saving Account
The account offers good interest rate. Value add features are minimal. Overall it is a good account for those who operate the account online.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
खाता खोलने की प्रक्रिया और प्रक्रिया
How to open an Account?
Visit a Suryoday Bank Branch: Go to your nearest branch and inform the bank representative about your interest in opening a Insta Saving Account.
Submit Application: Fill out the necessary application form and submit it to the bank.
Link Existing Accounts: Specify the Savings Account(s) or Fixed Deposit(s) you want to link with the Share Your Smile Savings Account.
Choose Donation Percentage: Select the percentage of your interest earnings you wish to donate to charity. You can choose between 10% and 100%.
Select Charity: Choose the charitable organizations you want to support.