उत्पाद विवरण
बैंक का नाम
Jana Small Finance Bank
खाता नाम
Jana Basic Savings Bank Deposit Account
खाते का प्रकार
Saving
ब्याज दर
Upto 1 Lakh: 2.5%. Between 1 and 5 Lakh: 5%. Above 5 Lakhs and upto 10 Lakh: 6.5%.Above 10 Lakhs and upto 10 Crore: 7.5%.
निःशुल्क डेबिट कार्ड
Yes.
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खाता खोलने का शुल्क
0
वार्षिक रखरखाव शुल्क
Nil.
Minimum Account Balance
Nil
डेबिट कार्ड शुल्क
Nil.
एनईएफटी शुल्क
Free
आईएमपीएस शुल्क
Nil
फीस और शुल्क
Jana Basic Savings Bank Deposit Account
विशेष लक्षण
High interest rate
पात्रता मापदंड
Indian resident.
Age should be a minimum of 18.
फ़ायदे
विशेषताएं, पात्रता और लाभ
पक्ष विपक्ष
पेशेवरों
High interest rate.
Zero balance account.
दोष
Few value-add features.
Jana Bank has limited ATM and branch network.
Jana Basic Savings Bank Deposit Account Review
The account offers basic banking services. The account comes with a high interest rate. Overall it is a good basic banking account.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
खाता खोलने की प्रक्रिया और प्रक्रिया
How to open an Account?
To open a Jana Basic Savings Bank Deposit Account (BSBDA), you can follow these general steps:
1. Visit a Jana Small Finance Bank Branch:
Locate the nearest branch to your residence.
Request an account opening form for the BSBDA.
2. Fill Out the Application Form:
Provide accurate information in the application form, including your personal details, contact information, and occupation.
3. Submit Required Documents:* Note: The specific requirements may vary slightly. You might need to provide: * Proof of Identity (Optional): While not always mandatory, it's recommended to provide any available identification, such as Aadhaar Card, Voter ID, Driving License, or Passport. * Proof of Address (Optional): Similarly, provide any available proof of address, such as Aadhaar Card, Voter ID, Driving License, Passport, or utility bills.
4. Account Opening Procedure:
The bank representative will guide you through the account opening process.
You may need to provide your signature and other necessary details.