उत्पाद विवरण
बैंक का नाम
Jana Small Finance Bank
खाता नाम
Jana Regular Saving Account
खाते का प्रकार
Saving
ब्याज दर
Upto 1 Lakh: 2.5%. Between 1 and 5 Lakh: 5%. Above 5 Lakhs and upto 10 Lakh: 6.5%.Above 10 Lakhs and upto 10 Crore: 7.5%.
निःशुल्क डेबिट कार्ड
No.
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खाता खोलने का शुल्क
0
वार्षिक रखरखाव शुल्क
0
Minimum Account Balance
INR 2,000
डेबिट कार्ड शुल्क
Rupay Platinum. Joining Fee - INR 0. Annual fee - INR 199
एनईएफटी शुल्क
Free if done online.
आईएमपीएस शुल्क
Free.
फीस और शुल्क
Jana Regular Saving Account
विशेष लक्षण
High interest rate.
पात्रता मापदंड
Indian residents abovIndian resident.
Age should be a minimum of 18
Minum balance of INR 2,000.
फ़ायदे
विशेषताएं, पात्रता और लाभ
पक्ष विपक्ष
पेशेवरों
High interest rate.
Free NEFT and IMPS if done online.
Low minimum balance requirement.
दोष
Few value-add features.
Jana has limited branch and ATM network.
Jana Regular Saving Account
The account offers limited value add features. The account has high interest rate.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
खाता खोलने की प्रक्रिया और प्रक्रिया
How to open an Account?
To open a Jana Regular Savings Account, you can follow these general steps:
1. Visit a Jana Small Finance Bank Branch:
Locate the nearest branch to your residence.
Request an account opening form for the Regular Savings Account.
2. Fill Out the Application Form:
Provide accurate information in the application form, including your personal details, contact information, and occupation.
3. Submit Required Documents:* Note: The specific requirements may vary slightly. You might need to provide: * Proof of Identity (Optional): While not always mandatory, it's recommended to provide any available identification, such as Aadhaar Card, Voter ID, Driving License, or Passport. * Proof of Address (Optional): Similarly, provide any available proof of address, such as Aadhaar Card, Voter ID, Driving License, Passport, or utility bills.
4. Account Opening Procedure:
The bank representative will guide you through the account opening process.
You may need to provide your signature and other necessary details.