उत्पाद विवरण
बैंक का नाम
Karnataka Bank
खाता नाम
KBL Wise Senior Citizen Savings Account Advantage
खाते का प्रकार
Savings
ब्याज दर
Up to INR 1 Lakh: 2.75%
Above INR 1 Lakh and up to INR 10 Lakh: 2.75%
Above INR 10 Lakh and up to INR 50 Lakh: 2.75%
Above INR 50 Lakh and up to INR 100 Lakh: 3.5%
निःशुल्क डेबिट कार्ड
NCMC Rupay International Platinum Debit Card.
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खाता खोलने का शुल्क
0
वार्षिक रखरखाव शुल्क
0
Minimum Account Balance
Minimum monthly average balance of Rs. 25,000
डेबिट कार्ड शुल्क
0
एनईएफटी शुल्क
Free if done through net banking/mobile banking.
आईएमपीएस शुल्क
Free if done through net banking/mobile banking.
फीस और शुल्क
KBL Wise Senior Citizen Savings Account Advantage
विशेष लक्षण
HospiCash benefits of up to Rs. 30,000.
Users will get top-up health insurance cover of up to Rs. 10 lakhs.
Free NCMC Rupay International Platinum debit card.
Users will get a free MediBuddy Healthcare membership.
पात्रता मापदंड
Only senior citizens are eligible to open this account.
फ़ायदे
विशेषताएं, पात्रता और लाभ
पक्ष विपक्ष
पेशेवरों
Account exclusively designed for senior citizens.
HospiCash benefits of up to Rs. 30,000.
Free NCMC Rupay International Platinum debit card.
Special interest rates for fixed deposits.
Health insurance cover.
दोष
Low interest rate.
High minimum monthly average balance of Rs. 25,000 is required.
Application Procedure
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पैराग्राफ़ टेक्स्ट जोड़ें। फ़ॉन्ट, आकार और अन्य जानकारी अपडेट करने के लिए “टेक्स्ट संपादित करें” पर क्लिक करें। टेक्स्ट थीम बदलने और पुनः उपयोग करने के लिए, साइट स्टाइल पर जाएँ।
उत्पाद समीक्षा
खाता खोलने की प्रक्रिया और प्रक्रिया
How to open an Account?
To open a KBL Wise Senior Citizen Savings Account with Karnataka Bank, follow these steps:
Visit a Karnataka Bank Branch: Locate the nearest branch to your residence.
Required Documents:Proof of Identity: Aadhaar Card, PAN Card, Passport, Voter ID, Driving License
Proof of Address: Aadhaar Card, Passport, Voter ID, Driving License, Utility Bills
Age Proof: Age-related documents like a birth certificate or pensioner ID card
Photographs: Two recent passport-sized photographs
Account Opening Form: Obtain an account opening form from the bank representative and fill it out accurately.
Submit Documents and Open Account: Submit the completed form and all required documents to the bank representative. They will guide you through the account opening process.