उत्पाद विवरण
बैंक का नाम
Karur Vysya Bank Limited
खाता नाम
KVB Regular salary account is a special salary account designed to meet the needs of employees whose salary ranges from INR 5,000 to INR 50,000 per month
खाते का प्रकार
Salary Account
ब्याज दर
Balance up to Rs.5 Lakh-2.25%. Balance above Rs.5 Lakh up to Rs.10 Lakh-2.50%. Balance above Rs.10 Lakh to less than Rs. 1 Crore-3.00%.
निःशुल्क डेबिट कार्ड
Yes
खाता खोलने का शुल्क
INR 0
वार्षिक रखरखाव शुल्क
INR 0
Minimum Account Balance
INR 0
डेबिट कार्ड शुल्क
Nil.
एनईएफटी शुल्क
Free if done through net banking/mobile banking.
आईएमपीएस शुल्क
Free - Up to INR 1,000/-. Beyond INR 1,000: INR 5.
फीस और शुल्क
KVB Regular Salary Account
विशेष लक्षण
Anml Rewards Program: Anmol Rewards is a debit card loyalty program offered by Karur Vysya Bank (KVB). It rewards debit cardholders for their everyday spending with points that can be redeemed for various benefits. Here's a breakdown of the program:
Earning Points:
You earn Anmol Points on every swipe of your KVB debit card at point-of-sale (POS) terminals or online transactions.
The point earning rate varies depending on the type of debit card you have. Some cards offer higher point accrual rates for specific categories like fuel, grocery, or dining.
पात्रता मापदंड
To be eligible for KVB Prestige Salary Account, you need to meet certain criteria regarding your employment and salary amount:
1. Employment:
You must be a salaried employee receiving your salary through your employer into your KVB Prestige Salary Account.
This applies to employees working in both private and public sectors.
2. Minimum Salary:
The minimum monthly salary requirement for opening a KVB Prestige Salary Account is between INR 5,000 to INR 50,000 per month.
फ़ायदे
विशेषताएं, पात्रता और लाभ
पक्ष विपक्ष
पेशेवरों
Here are some of the key advantages you can enjoy:
Anml Rewards Program: Anmol Rewards is a debit card loyalty program offered by Karur Vysya Bank (KVB). It rewards debit cardholders for their everyday spending with points that can be redeemed for various benefits. Here's a breakdown of the program: (A)You earn Anmol Points on every swipe of your KVB debit card at point-of-sale (POS) terminals or online transactions, (B)The point earning rate varies depending on the type of debit card you have. Some cards offer higher point accrual rates for specific categories like fuel, grocery, or dining.
Nil non-maintenance charges.
Free Demat account opening.
Free debit card.
दोष
No premium value add feature provided with this account.
Low interest rate.
Limited branch network.
Limited number of ATMs.
Application Procedure
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पैराग्राफ़ टेक्स्ट जोड़ें। फ़ॉन्ट, आकार और अन्य जानकारी अपडेट करने के लिए “टेक्स्ट संपादित करें” पर क्लिक करें। टेक्स्ट थीम बदलने और पुनः उपयोग करने के लिए, साइट स्टाइल पर जाएँ।
उत्पाद समीक्षा
खाता खोलने की प्रक्रिया और प्रक्रिया
How to open an Account?
There are two ways to open a KVB student savings account, depending on your preference and the student's age:
Online:
Visit the KVB website: https://www.kvb.co.in/
Go to the "Personal" section and choose "Accounts" then "Savings Accounts".
Select the appropriate student savings account based on the student's age:
Click on "Open Now" and fill in the online application form.
Provide details like the student's name, date of birth, contact information, and KYC documents (proof of identity and address). For KVB Jumbo Savings for Kids, the guardian's KYC documents are also required.
Submit the application. You will receive a reference number and further instructions via email.
Complete KYC verification through video call or visit a branch for physical verification.
Upon successful verification, your account will be activated and you'll receive welcome materials.
At a Branch:
Locate your nearest KVB branch using the branch locator on the KVB website: https://www.kvb.co.in/locate-us/
Visit the branch with the student's and (if applicable) guardian's KYC documents.
Inform the representative that you want to open a KVB student savings account.
They will assist you with filling out the physical application form and guide you through the required paperwork.
KYC verification might happen at the branch or through a video call later.
Once all steps are completed, your account will be activated and you'll receive welcome materials.