उत्पाद विवरण
बैंक का नाम
Punjab National Bank
खाता नाम
PNB Select Saving Account
खाते का प्रकार
Saving account
ब्याज दर
Upto 10 lakh-2.70% and above 10 lakh 2.75%.
निःशुल्क डेबिट कार्ड
RuPay International Platinum Debit Card
खाता खोलने का शुल्क
0
वार्षिक रखरखाव शुल्क
0
Minimum Account Balance
The quarterly average balance is Rs. 5,000.
डेबिट कार्ड शुल्क
Free for the first year.
एनईएफटी शुल्क
Free if done through net banking/mobile banking.
आईएमपीएस शुल्क
Free if done through net banking/mobile banking.
फीस और शुल्क
PNB Select Saving Account
विशेष लक्षण
Sweep facility is also available for the users.
Users can get a 50% discount in documentation charges of a Home/Vehicle loan.
Users can get a 15% discount on locker rent, subject to availability.
पात्रता मापदंड
An Individual falling in age group between 25 years and upto 40 years.
फ़ायदे
विशेषताएं, पात्रता और लाभ
पक्ष विपक्ष
पेशेवरों
An optional sweep facility is also available.
Personal Accidental Insurance (PAI) cover of Rs. 2 lakh.
Users can also avail a credit card.
The domestic airport lounge access program provides access to the participating lounges two (2) times per calendar quarter per card.
दोष
Low interest rates.
This account is not available for individuals of all age groups.
Application Procedure
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पैराग्राफ़ टेक्स्ट जोड़ें। फ़ॉन्ट, आकार और अन्य जानकारी अपडेट करने के लिए “टेक्स्ट संपादित करें” पर क्लिक करें। टेक्स्ट थीम बदलने और पुनः उपयोग करने के लिए, साइट स्टाइल पर जाएँ।
उत्पाद समीक्षा
खाता खोलने की प्रक्रिया और प्रक्रिया
How to open an Account?
Visit a PNB Branch: Locate your nearest PNB branch.
Required Documents:
Proof of Identity: Aadhaar Card, PAN Card, Passport, Voter ID, or Driving License.
Proof of Address: Aadhaar Card, Passport, Voter ID, Driving License, or utility bills.
Proof of Income or Net Worth (if required): Income Tax Returns, salary slips, investment statements, etc.
Photographs: Two recent passport-sized photographs.Account Opening Form: Obtain an account opening form from the bank representative. Fill in the form accurately and completely with all the required details.
Submit Documents and Open Account: Submit the completed form and all the required documents to the bank representative. The bank representative will guide you through the account opening process.