उत्पाद विवरण
बैंक का नाम
Punjab National Bank
खाता नाम
PNB SF Prudent Sweep Deposit Scheme for Individuals.
खाते का प्रकार
Savings account
ब्याज दर
Upto 10 lakh-2.70% and above 10 lakh 2.75%
निःशुल्क डेबिट कार्ड
Yes
खाता खोलने का शुल्क
0
वार्षिक रखरखाव शुल्क
0
Minimum Account Balance
Initial Deposit/Minimum Quarterly Average Balance Required: Rs.25000.
डेबिट कार्ड शुल्क
NIL
एनईएफटी शुल्क
Free if done through net banking/mobile banking.
आईएमपीएस शुल्क
Free if done through net banking/mobile banking.
फीस और शुल्क
PNB SF Prudent Sweep Deposit Scheme for Individuals.
विशेष लक्षण
Sweep In and Out shall take place in savings accounts after the cut-off level of Rs.50,000 i.e., having a balance of over Rs.50,000 with a minimum Sweep-out/ Sweep-In of Rs.5,000 and thereafter in multiples of Rs.5,000 to fixed deposit.
Fixed deposits under this scheme can be issued for minimum period of 46 days and for maximum period of 179 days.
पात्रता मापदंड
All individuals fall into the age group between 18 and 50 years.
फ़ायदे
विशेषताएं, पात्रता और लाभ
पक्ष विपक्ष
पेशेवरों
No charges for NEFT/IMPS transactions.
50% concession on annual maintenance charges for demat services for first year only.
दोष
Low interest rate for savings account.
Application Procedure
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पैराग्राफ़ टेक्स्ट जोड़ें। फ़ॉन्ट, आकार और अन्य जानकारी अपडेट करने के लिए “टेक्स्ट संपादित करें” पर क्लिक करें। टेक्स्ट थीम बदलने और पुनः उपयोग करने के लिए, साइट स्टाइल पर जाएँ।
उत्पाद समीक्षा
खाता खोलने की प्रक्रिया और प्रक्रिया
How to open an Account?
Visit a PNB Branch: Locate the nearest PNB branch to you.
Required Documents:
Proof of Identity: Aadhaar Card, PAN Card, Passport, Voter ID, or Driving License.Proof of Address: Aadhaar Card, Passport, Voter ID, Driving License, or utility bills.
Photographs: Two recent passport-sized photographs.Account Opening Form: Obtain an account opening form from the bank representative. Fill in the form accurately and completely with all the required details.
Submit Documents and Open Account: Submit the completed form and all the required documents to the bank representative. The bank representative will guide you through the account opening process.