उत्पाद विवरण
बैंक का नाम
Karur Vysya Bank Limited
खाता नाम
Prestige Savings for HNIs
खाते का प्रकार
Savings Account.
ब्याज दर
Balance up to Rs.5 Lakh-2.25%. Balance above Rs.5 Lakh up to Rs.10 Lakh-2.50%. Balance above Rs.10 Lakh to less than Rs. 1 Crore-3.00%.
निःशुल्क डेबिट कार्ड
Yes
खाता खोलने का शुल्क
INR 0 .
वार्षिक रखरखाव शुल्क
INR 0.
Minimum Account Balance
INR 5000.
डेबिट कार्ड शुल्क
Nil.
एनईएफटी शुल्क
Free
आईएमपीएस शुल्क
Free - Up to INR 1,000/-. Beyond INR 1,000: INR 5.
फीस और शुल्क
Prestige Savings for HNIs
विशेष लक्षण
Accidental Death and Disability Insurance -INR 2 lakh.
पात्रता मापदंड
KVB Prestige HNI (High Net-worth Individual) Account caters to a specific clientele, so the eligibility criteria are stringent and focused on wealth and income levels. Here's a breakdown:
Financial Standing:
Minimum Annual Income: You must have a documented annual income of Rs. 48 lakhs or above for salaried individuals or Rs. 60 lakhs or above for non-salaried individuals.
Investments: Holding significant investments in assets like stocks, bonds, mutual funds, real estate, or other recognized avenues can strengthen your application.
Net Worth: Possessing a substantial net worth, ideally exceeding Rs. 2 crores, is a key factor.
फ़ायदे
विशेषताएं, पात्रता और लाभ
पक्ष विपक्ष
पेशेवरों
Free collection of outstation cheque on KVB branch centres.
Personalized service across KVB branches.
Free accidental death and disability insurance up to INR 2 Lakhs and treatment on hospitalization due to an accident up to Rs. 20,000/-.
Gateway for enrolment to Pride programme.
दोष
No premium value add feature provided with this account.
Low interest rate.
Limited branch network.
Limited number of ATMs.
Application Procedure
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पैराग्राफ़ टेक्स्ट जोड़ें। फ़ॉन्ट, आकार और अन्य जानकारी अपडेट करने के लिए “टेक्स्ट संपादित करें” पर क्लिक करें। टेक्स्ट थीम बदलने और पुनः उपयोग करने के लिए, साइट स्टाइल पर जाएँ।
उत्पाद समीक्षा
खाता खोलने की प्रक्रिया और प्रक्रिया
How to open an Account?
Opening a KVB Prestige HNI account involves a slightly different process compared to regular accounts due to its exclusive nature and stringent eligibility criteria. Here's what you can expect:
Initial Contact:
Branch Visit: Your first step is to visit your nearest KVB branch or contact your existing KVB relationship manager (if you have one).
Expressing Interest: Inform them about your intention to open a KVB Prestige HNI account.
Eligibility Assessment:
Documentation: Be prepared to present comprehensive documentation supporting your income, investments, and net worth. This might include salary slips, income tax returns, investment statements, property documents, etc.
Financial Review: KVB will thoroughly assess your financial standing and background to ensure you meet the eligibility criteria. This might involve discussions about your income sources, investment strategies, and overall financial goals.
Relationship Building: During the assessment, KVB will also focus on building a long-term relationship with you. Be prepared to discuss your banking needs and expectations from the Prestige HNI account.
Account Opening:
Formal Application: Once deemed eligible, you will be provided with a formal application form to complete.
Account Setup: Upon successful completion of the application and any additional formalities, your KVB Prestige HNI account will be set up.
Welcome Kit: You will receive a welcome kit containing your account details, debit/credit cards, personalized cheque book, and information about exclusive benefits and services associated with the Prestige HNI account.