top of page
उत्पाद विवरण
बैंक का नाम

Suryoday Small Finance Bank

खाता नाम

Savings Aditya

खाते का प्रकार

Saving

ब्याज दर

Up to and including Rs. 1 Lakh: 3.00%
Above Rs. 1 Lakh up to & including Rs. 5 Lakh: 5%
Above Rs. 5 Lakh up to & including Rs. 10 Lakh: 7.25%
Above Rs. 5 Lakh up to & including Rs. 2 Crore: 7.5%

निःशुल्क डेबिट कार्ड

No.

Savings Aditya
खाता खोलने का शुल्क

INR 0

वार्षिक रखरखाव शुल्क

INR 0

Minimum Account Balance

Average Monthly Balance: Rs. 5,000/-

डेबिट कार्ड शुल्क

INR 199

एनईएफटी शुल्क

Unlimited free via Net Banking/Mobile Banking. Chargeable at branch.

आईएमपीएस शुल्क

10 free via Net Banking/Mobile Banking (funglible between RTGS and IMPS).

फीस और शुल्क

Savings Aditya

95.7
विशेष लक्षण

High interest rate. 

पात्रता मापदंड
  • Resident Individual (Single or Joint Holders) or Hindu Undivided Family or minor under guardian.

फ़ायदे
विशेषताएं, पात्रता और लाभ
पक्ष विपक्ष
पेशेवरों
  • High interest rate.

  • Free IMPS and NEFT transactions. 

  • Low minimum account balance

दोष
  • The account comes with limited value add features. 

  • Utkarsh Small Finance Bank has limited branch and ATM network. 

Suryoday Savings Aditya Account Review

The account offers high interest rate. The account offers a few value add features. Overall the account is a good option for individuals who transact online mostly.

Abhijeet Saxena

Abhijeet Saxena

Nalsar University of Law

Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi

Ex - Khaitan & Co. Bengaluru,

Ex - National Stock Exchange, Mumbai,

Ex - Argus Partners, Mumbai

उत्पाद समीक्षा
खाता खोलने की प्रक्रिया और प्रक्रिया
How to open an Account?

You can open an Utkarsh Savings Aditya Account in a few ways:

  • Online:
    Visit the Utkarsh Small Finance Bank website:
    Go to their official website (utkarsh.bank).
    Navigate to Savings Account: Look for the "Savings Account" option under the "Personal" category.Find Aditya Savings Account: Select the specific "Aditya Savings Account" option.
    Click "Get a Call Back": Fill out the required information and submit the form. You'll receive a call back from a customer service representative to guide you through the process.

  • In-Person:
    Visit a Utkarsh Small Finance Bank branch:
    Find the nearest branch location to you.Request an account opening form: Obtain the necessary forms from the bank.
    Fill out the application: Complete the application form with accurate information.

    Submit required documents: Provide the necessary documents (proof of identity, address, etc.).Make an initial deposit: Deposit the minimum required amount to open the account.

आवेदन की प्रक्रिया
bottom of page