उत्पाद विवरण
बैंक का नाम
Suryoday Small Finance Bank
खाता नाम
Savings Aditya
खाते का प्रकार
Saving
ब्याज दर
Up to and including Rs. 1 Lakh: 3.00%
Above Rs. 1 Lakh up to & including Rs. 5 Lakh: 5%
Above Rs. 5 Lakh up to & including Rs. 10 Lakh: 7.25%
Above Rs. 5 Lakh up to & including Rs. 2 Crore: 7.5%
निःशुल्क डेबिट कार्ड
No.
खाता खोलने का शुल्क
INR 0
वार्षिक रखरखाव शुल्क
INR 0
Minimum Account Balance
Average Monthly Balance: Rs. 5,000/-
डेबिट कार्ड शुल्क
INR 199
एनईएफटी शुल्क
Unlimited free via Net Banking/Mobile Banking. Chargeable at branch.
आईएमपीएस शुल्क
10 free via Net Banking/Mobile Banking (funglible between RTGS and IMPS).
फीस और शुल्क
Savings Aditya
विशेष लक्षण
High interest rate.
पात्रता मापदंड
Resident Individual (Single or Joint Holders) or Hindu Undivided Family or minor under guardian.
फ़ायदे
विशेषताएं, पात्रता और लाभ
पक्ष विपक्ष
पेशेवरों
High interest rate.
Free IMPS and NEFT transactions.
Low minimum account balance
दोष
The account comes with limited value add features.
Utkarsh Small Finance Bank has limited branch and ATM network.
Suryoday Savings Aditya Account Review
The account offers high interest rate. The account offers a few value add features. Overall the account is a good option for individuals who transact online mostly.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
खाता खोलने की प्रक्रिया और प्रक्रिया
How to open an Account?
You can open an Utkarsh Savings Aditya Account in a few ways:
Online:
Visit the Utkarsh Small Finance Bank website: Go to their official website (utkarsh.bank).
Navigate to Savings Account: Look for the "Savings Account" option under the "Personal" category.Find Aditya Savings Account: Select the specific "Aditya Savings Account" option.
Click "Get a Call Back": Fill out the required information and submit the form. You'll receive a call back from a customer service representative to guide you through the process.
In-Person:
Visit a Utkarsh Small Finance Bank branch: Find the nearest branch location to you.Request an account opening form: Obtain the necessary forms from the bank.
Fill out the application: Complete the application form with accurate information.
Submit required documents: Provide the necessary documents (proof of identity, address, etc.).Make an initial deposit: Deposit the minimum required amount to open the account.